FHA VS Conventional loan in Ansonia, New Haven County, Connecticut

In 2026, the Conventional loan limit in Ansonia, within New Haven county, CT, is $726,200, whereas for a single-family home, the FHA limit stands at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates and identify the required income, credit, reserves, and documents for eligibility. Our sophisticated mortgage calculator enables a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program suitable for your financial circumstances in CT.

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Loan limits and down payment specifics for 2026 in Ansonia, New Haven county, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 6401

Explore Conventional and FHA loan options in Ansonia, CT

The primary goal of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan for you without complications. Choose one from three pathways to connect with lenders and loan programs.

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Ansonia Lenders

  • Pitney Bowes Employees Federal Credit Union
  • 27 Waterview Drive (27-1A), Shelton, CT, 06484
  • Lends in Connecticut
  • Established in 1936, the Pitney Bowes Employees Federal Credit Union helps Pitney Bowes and BlueCrest employees, their immediate families, retirees and their household members with all of their financial needs. Pitney Bowes Employees Federal Credit Union is located in Stamford, CT, United States.

  • Mutual Security Credit Union
  • 12 Progress Drive, Shelton, CT, 06484
  • Lends in Connecticut
  • Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.

  • WILLIAM RAVEIS MORTGAGE, LLC
  • 7 Trap Falls, Shelton, CT, 06484
  • Lends in Connecticut
  • William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.

  • Quantum Mortgage
  • 2 Corporate Dr, Suite 800, Shelton, CT, 06484
  • Lends in Connecticut
  • Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.

  • Creative Mortgage Group LLC D|B|A First Capital Lending
  • 441 Oxford Road, Suite 2C, Oxford, CT, 06478
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Crosspoint Federal Credit Union
  • 105 Sanford Street, Hamden, CT, 06514
  • Lends in Connecticut
  • For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.

  • RateCloud
  • 185 Plains Road, 3rd FLoor, Milford, CT, 06461
  • Lends in Connecticut
  • RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.

  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • Lends in Connecticut
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.

  • Main Street Mortgage L.L.C
  • 3267 Main Street, Stratford, CT, 06614
  • Lends in Connecticut
  • Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.