FHA VS Conventional loan programs in Berlin, Hartford County, Connecticut

During 2026, the limit set for Conventional loans in Berlin, found in the county of Hartford, CT, is $726,200. In contrast, the FHA loan limit for a single-family property is $472,030, illustrating the differences in loan caps based on home type.

Leverage the Lendersa® Conventional loan calculator to discern and contrast today's optimal rates across Conventional, FHA, and USDA loans. This tool aids in determining the income, credit requirements, reserves, and documentation necessary for qualification. Through our advanced mortgage calculator, you can methodically compare Conforming Conventional loans alongside USDA, FHA, and VA options, empowering your decision on the most appropriate program for your financial stature in CT.

Browse and compare loan offers from a network of 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Berlin, County Hartford, CT

Loan Type Maximum Loan Limit Downpayment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table is applicable to the following zip codes: 06037

Discover Conventional and FHA Loan Options in Berlin, CT

Our goal at Lendersa® is to secure the best possible loan solutions, whether Conventional, USDA, or FHA, in a timely and hassle-free manner. Choose from one of three defined starting points that effectively link you with suitable lenders and loan programs.

View Lendersa USDA loan request and matching outcomes


  • Fonville Morisey
  • 3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
  • Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.

  • FM Lending Services
  • 4509 Creedmoor Road. Suite 201, Raleigh, NC, 27612
  • FM Lending Services is a full service mortgage banker specializing in residential purchase and refinance loans. FM Lending Services offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans.

  • MortgageMecca Inc
  • 4701 Creedmoor Rd, Suite 105, Raleigh, NC, 27612
  • "We have access to a vast array of mortgage options and our highly-trained mortgage specialists can find the perfect fit for you.
    Beyond unbeatable rates, our service is consistent, reliable, and ultra fast. We deal with the banks for you and only do mortgages, so we can cut through the red tape. That means you get answers and final docs–fast."

  • Carolina Country Mortgage
  • 1540 E Front Street, Suite 10, Clayton, NC, 27527
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.

  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.

  • Virginia Community Capital
  • 110 Peppers Ferry Road NW, Christiansburg, VA, 24073
  • Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.

  • Triangle Mortgage
  • 111 Brooks Ave, Raleigh, NC, 27607
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • We know what it means to chase a dream with everything you have.

    At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.

  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w

  • BUCKEYE HOME LENDING, LLC
  • 1281 W Main St, Newark, OH, 43055
  • Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.