FHA VS Conventional loan programs in 2026 for Plainville, Hartford County, Connecticut

In 2026, the conventional loan limit in Plainville, belonging to the county of Hartford, CT, is $726,200, while the FHA limit is $472,030 for a single-family residence.

Use the Lendersa® Conventional loan calculator to compare the best rates offered today across Conventional, FHA, and USDA options. Find out the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA side by side, facilitating decision-making for your financial situation in CT.

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Loan limits and down payment needs for 2026 in Plainville, county of Hartford, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table pertains to zip codes: 06053

Available FHA and Conventional loan options in Plainville, CT

The primary aim of Lendersa® is to help you secure the best possible loan, be it Conventional, USDA, or FHA, without any hassle or delay. Choose from three starting points to find matching lenders and programs.

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Plainville Lenders

  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • Lends in Connecticut
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e

  • CT Liberty Mortgage LLC
  • 1027 Farmington Avenue, Suite 100, Farmington, CT, 06032
  • Lends in Connecticut
  • Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,

  • American Mortgage Affiliates Company, LLC
  • 11 Melrose DR, Suite 102, Farmington, CT, 06032
  • Lends in Connecticut
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • UBI Federal Credit Union
  • 120 Woodford Avenue, Plainville, CT, 06062
  • Lends in Connecticut
  • In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.

  • Mortgage Assistance Company LLC
  • 175 New Britain Avenue, Plainville, CT, 06062
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Homeownership Solutions LLC
  • 164 Newington Road, West Hartford, CT, 06110
  • Lends in Connecticut
  • At Homeownership Solutions, LLC, we serve a variety of clientele and provide financing for both residential and commercial real estate. We have a wide spectrum of programs catered to meet even the most challenging of financial needs. Whether you are a first time buyer or even a savvy real estate investor purchasing investment properties

  • Elm Tree Funding
  • 43 North Main Street, West Hartford, CT, 6107
  • Lends in Connecticut
  • Elm Tree Funding, what you see is what you get. We are a full service mortgage brokerage that arranges residential loans to borrowers with either excellent or challenged credit. We have access to vast array of loan programs and can help you choose the right one for your situation. No two clients are alike, and no mortgage company.

  • Achieve Financial Credit Union
  • PO Box 7030, Berlin, CT, 06037
  • Lends in Connecticut
  • For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.

  • LENDirect Mortgage Inc
  • 1227 Farmington Avenue, Berlin, CT, 06037
  • Lends in Connecticut
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.