Explore the differences! FHA VS Conventional loan programs in Cos-Cob, Fairfield County, Connecticut

In 2026, the Conventional loan limit in Cos-Cob, situated in Fairfield county, CT, is $695,750. Meanwhile, the FHA limit for a single-family home is $695,750.

Use Lendersa® Conventional loan calculator to assess and compare today's best rates for Conventional versus FHA versus USDA loans. It helps determine the income, credit score, reserves, and required documents for qualification. With our advanced mortgage calculator, you can place Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in CT suits your specific financial condition best.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Cos-Cob, Fairfield County, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $695,750 3%
USDA $481,100 0%
FHA $695,750 3.5%

This comparison table is applicable to these zip codes: 6807

Exploring Conventional and FHA Loan Options in Cos-Cob, CT

Lendersa® is committed to securing the most advantageous Conventional, USDA, or FHA loan for you quickly and without hassle. Choose from one of three starting options that lead you to matched lenders and tailored loan programs.

Results from Lendersa USDA loan requests


  • NuBridge Commercial Lender
  • 21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765
  • NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.

  • Investment & Financial
  • 556 N. Grand Blvd, Diamond Bar, CA, 91765
  • GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service

  • NetCORE Realty & Lending
  • 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
  • Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.

  • American Empire Lending
  • 20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
  • American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.

  • Resban
  • 22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,

  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.

  • Meridox Mortgage
  • 8175 East Kaiser Boulevard, Suite 206, Anaheim, CA, 92808
  • Meridox Real Estate and Mortgage is a family owned brokerage firm, established in 2007. Our core values encompass customer service, strong communication, and timely execution. Our experienced team is equipped to execute all faucets of your real estate transactions, including buying, selling, and finding the best suited financial option.

  • GoModern Lending Inc
  • 180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
  • At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.

  • Instant Capital
  • 8175 East Kaiser Boulevard, Suite 218, Anaheim, CA, 92808
  • We are a full service mortgage company which has made the home loan process easy. With experts in all the current residential programs including FHA, VA, Fannie Mae, Freddie Mac, Jumbo, and Reverse Mortgage lending. You can count on Instant Capital to close your purchase or refinance home loan, and close it in the most efficient, cost effective