FHA VS Conventional loan programs in Riverside, Fairfield County, Connecticut

In 2026, the Conventional loan cap in Riverside, within Fairfield county, CT is $726,200. Conversely, the FHA cap for a single-family home is $707,250.

Utilize the Lendersa® Conventional loan calculator to analyze today's best rates among Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced tool provides side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the right program in CT for your financial needs.

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2026 Loan Limitations and Down Payment Requirements in Riverside, Fairfield, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $556,600 0%
FHA $707,250 3.5%

This table applies to zip codes: 6878

Exploring Conventional and FHA Loan Options in Riverside, CT

Lendersa®'s goal is to enable you to acquire the best Conventional, USDA, or FHA loan swiftly, with minimal hassle. Select one of three pathways to align with compatible lenders and loan programs.

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Riverside Lenders

  • Infinity Commercial Lending
  • 10 Hillcrest Lane, Old Greenwich, CT, 06870
  • Lends in Connecticut
  • Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.

  • Speritas Capital Partners
  • 14 Relay Place, Greenwich, CT, 06807
  • Lends in Connecticut
  • As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.

  • Members Credit Union
  • 126 East Putnam Ave, Cos Cob, CT, 06807
  • Lends in Connecticut
  • Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.

  • Knighthead Funding, LLC
  • 777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830
  • Lends in Connecticut
  • Knighthead Funding, LLC ("Knighthead"​) is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company

  • A.J.T.M Financial Group, Inc.
  • 1266 E. Main Street Suite 700R, Stamford, CT, 06902
  • Lends in Connecticut
  • A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.

  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • Lends in Connecticut
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products

  • Sound Federal Credit Union
  • 888 Washington Boulevard, Stamford, CT, 06901
  • Lends in Connecticut
  • Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.

  • SG Capital Partners
  • 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
  • Lends in Connecticut
  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs

  • North Atlantic Mortgage, Corp.
  • 706 Bedford Street, Stamford, CT, 06901
  • Lends in Connecticut
  • North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.