FHA VS Conventional loan programs in Farmington, Hartford County, Connecticut

The conventional loan limit for a single-family home in Farmington, located in the county of Hartford, CT, is $726,200 for this year, 2026. Meanwhile, the FHA limit stands at $472,030.

Utilize the Lendersa® Conventional loan calculator for a comparative analysis of current Conventional, FHA, and USDA rates. Evaluate the necessary income, credit, reserves, and documentation to qualify. Compare USDA, FHA, VA, and Conforming Conventional loans side by side, making it easy to choose the best program in CT for your unique financial needs.

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Loan limits and down payment requirements for 2026 in Farmington, Hartford, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for ZIP codes: 06032

Explore Conventional and FHA loan choices in Farmington, CT

Lendersa® aims to swiftly connect you with the optimal Conventional, USDA, or FHA loan options, minimizing hassle. Begin with one of three tailored approaches for lender and loan program matching.

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Farmington Lenders

  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • Lends in Connecticut
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e

  • CT Liberty Mortgage LLC
  • 1027 Farmington Avenue, Suite 100, Farmington, CT, 06032
  • Lends in Connecticut
  • Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,

  • American Mortgage Affiliates Company, LLC
  • 11 Melrose DR, Suite 102, Farmington, CT, 06032
  • Lends in Connecticut
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • UBI Federal Credit Union
  • 120 Woodford Avenue, Plainville, CT, 06062
  • Lends in Connecticut
  • In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.

  • Mortgage Assistance Company LLC
  • 175 New Britain Avenue, Plainville, CT, 06062
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Elm Tree Funding
  • 43 North Main Street, West Hartford, CT, 6107
  • Lends in Connecticut
  • Elm Tree Funding, what you see is what you get. We are a full service mortgage brokerage that arranges residential loans to borrowers with either excellent or challenged credit. We have access to vast array of loan programs and can help you choose the right one for your situation. No two clients are alike, and no mortgage company.

  • Homeownership Solutions LLC
  • 164 Newington Road, West Hartford, CT, 06110
  • Lends in Connecticut
  • At Homeownership Solutions, LLC, we serve a variety of clientele and provide financing for both residential and commercial real estate. We have a wide spectrum of programs catered to meet even the most challenging of financial needs. Whether you are a first time buyer or even a savvy real estate investor purchasing investment properties

  • Right Step Mortgage LLC
  • 152 Simsbury Road, Bldg 9UL, Avon, CT, 06001
  • Lends in Connecticut
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • NORCOM DIRECT
  • 38 Security Drive, Avon, CT, 06001
  • Lends in Connecticut
  • Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.