FHA VS Conventional loan in Manchester, Hartford County, Connecticut

In the year 2025, the Conventional loan limit set for Manchester, in the county of Hartford, CT is $726,200. In comparison, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates today between Conventional, FHA, and USDA loans. Determine the necessary income level, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program in CT for your unique financial situation.

Compare loan offers from an extensive selection of 100 lenders

Loan limits and downpayment requirements for 2025 in Manchester, Hartford county, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 06042, 06040, 06041, 06045

Exploring Conventional and FHA loan options in Manchester, CT

The primary objective of Lendersa® is to secure the ideal Conventional, USDA, or FHA loan at the quickest pace and with the least hassle. Choose from one of three starting points that facilitate a match with the appropriate lenders and loan programs.

Lendersa's results for USDA loan requests and matches


  • Low Rate Mortgage
  • 11845 S 700 E, Suite 103, Draper, UT, 84020
  • Low rates are a given. That’s why we’re Low Rate Mortgage. But it’s about so much more than low rates. It’s about your financial strength and future. Your mortgage is much more than just the lowest rate. It’s a financial tool and asset that can enhance the quality and strength of your financial picture for years to come.
  • Bridget Morgan Mortgages with Altius Group
  • 11925 S 700 E, Draper, UT, 84020
  • Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
  • Infinity Mortgage Company LLC
  • 12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Lifestyle Lending Inc
  • 13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • LendRight Mortgage
  • 1447 East Annie Lace Way, Draper, UT, 84020
  • At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.
  • Altius Mortgage
  • 11925 S 700 E, Draper, UT, 84020
  • Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.
  • Compass Lending Solutions
  • 12012 S 700 E, Draper, UT, 84020
  • Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.
  • Affinity Alliance Mortgage & Real Estate
  • 12095 S Milona Dr, Draper, UT, 84020
  • Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.
  • Diversified Financial Services, Inc
  • 11639 South 700 East, Suite 200, Draper, UT, 84020
  • Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.
  • Olympus Funding
  • 11576 So. State St, Suite 202, Draper, UT, 84020
  • Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
  • Simple Mortgage, LLC
  • 11576 S. State Street, Suite 102-B, Draper, UT, 84020
  • Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • City Creek Mortgage
  • 11910 South State St, Suite 100, Draper, UT, 84020
  • The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.