FHA VS Conventional loan programs in Milford, New Haven County, Connecticut

In the year 2025, the Conventional loan limit for Milford, within the county of New Haven, CT, stands at $647,200. Meanwhile, for FHA loans, the limit is established at $420,680, specifically for single-family homes.

The Lendersa® Conventional loan calculator is designed to help you compare today's most favorable rates between Conventional, FHA, and USDA loans and assess the necessary income, credit score, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your financial situation in CT.

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2025 loan limits and down payment requirements in Milford, New Haven county, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,900 0%
FHA $420,680 3.5%

Please note: This comparison table applies to the following zip codes: 06461, 06460

Exploration of Conventional and FHA loans in Milford, CT

Lendersa® is committed to finding you the ideal Conventional, USDA, or FHA loan with speed and ease. Choose from one of three starting points to find matching lenders and optimal loan programs.

Outcomes for USDA loan requests and matches with Lendersa


  • The First National Bank in Amboy
  • 220 E. Main St, Amboy, IL, 61310
  • Based on the cornerstones of honesty, loyalty, teamwork, and longevity The First National Bank in Amboy has maintained a financially sound bank, earning adequate returns for stockholders while providing for its employees and giving back to the communities where they live and work.
  • DMB Community Bank
  • 321 North Main Street, Deforest, WI, 53532
  • We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
  • First State Bank of Beecher City
  • 101 South Charles Street, Beecher City, IL, 62414
  • First State Bank of Beecher City has been providing personal service to its friends and neighbors. Beginning as a private institution, P.R. Phillips & Co, Bankers of Beecher City started in 1907. Later in 1910, The First State Bank of Beecher City was incorporated with 14 original stockholders and began construction of a new building.
  • Madison Credit Union
  • 949 E Washington Avenue, Madison, WI, 53703
  • Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
  • Oregon Community Bank
  • 733 N Main St, Oregon, WI, 53575
  • One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
  • The Park Bank
  • 2401 South Park Street, Madison, WI, 53713
  • At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next. We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity
  • WEA Credit Union
  • 33 Nob Hill Road, Madison, WI, 53713
  • Wisconsin Education Association Credit Union was established by WEAC in 1931 as a member cooperative that would offer a wide range of financial services to the teachers of Wisconsin. The credit union would provide them with a safe place to deposit their savings and obtain reasonably priced loans.
  • Members First Credit Union WI
  • 3401 West Beltline Highway, Madison, WI, 53713
  • Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.
  • Heritage Credit Union
  • 2555 Shopko Dr, Madison, WI, 53704
  • Heritage Credit Union was established in Madison, WI in 1934 to serve the employees of Oscar Mayer & Company. The non-profit, member-owned financial institution has branches in Madison, Sauk City, Phillips, Chetek and Ladysmith, Wisconsin, and in Rockford, Machesney Park, and Galesburg, Illinois.