FHA VS Conventional loan programs in 2026 for West-Haven, New Haven County, Connecticut

As of 2026, the Conventional loan cap in West-Haven, located in New Haven county, CT, amounts to $647,200; meanwhile, for FHA loans, the limit is $420,680 regarding single-family residences.

The Lendersa® Conventional loan calculator is a tool to compare top rates between today's Conventional, FHA, and USDA loans, and determine the necessary income levels, credit scores, reserves, and documentation to qualify. Using our advanced mortgage calculator, evaluate Conforming Conventional loans, USDA, FHA, and VA options side by side, enabling an informed decision on the best program for your circumstances in CT.

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Loan limits and downpayment requirements for 2026 in West-Haven, New Haven county, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,900 0%
FHA $420,680 3.5%

This comparison table is relevant for the zip codes: 06516

Options for Conventional and FHA loans in West-Haven, CT

The mission of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan efficiently and without hassle. Select one of three approaches to connect with matching loan providers and programs.

Outcomes for USDA loan requests and matching by Lendersa


West-Haven Lenders

  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • Lends in Connecticut
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.

  • New Vision Mortgage LLC
  • 800 Foxon Road East, New Haven, CT, 06513
  • Lends in Connecticut
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Lend Some Money
  • 42 Thompson Street #1A, New Haven, CT, 06513
  • Lends in Connecticut
  • Lend Some Money provides fast hard-money loans and commercial lending on real estate property with competitive credit rates and easy terms for purchase and refinance. With over 50 years of combined experience in underwriting, originating and acquiring secured loans, Lend Some Money possesses extensive expertise necessary to competently assist you w

  • RateCloud
  • 185 Plains Road, 3rd FLoor, Milford, CT, 06461
  • Lends in Connecticut
  • RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.

  • The Milford Bank
  • 33 Broad Street, Milford, CT, 06460
  • Lends in Connecticut
  • The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.

  • Crosspoint Federal Credit Union
  • 105 Sanford Street, Hamden, CT, 06514
  • Lends in Connecticut
  • For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.

  • Leading Edge Investments Group
  • 230 East Main Street, Unit 11, Branford, CT, 06405
  • Lends in Connecticut
  • Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.

  • Trademark Financial Group, LLC
  • 730 Main St, Branford, CT, 06405
  • Lends in Connecticut
  • Trademark Financial Group is a Connecticut licensed mortgage company based in Branford with a combined 35 years of mortgage banking experience. Trademark Financial has grown and made itself a major competitor in the industry. Trademark Financial Group has helped thousands of people to own the home of their dreams.

  • East Shore Mortgage
  • 707 Main Street, Branford, CT, 06405
  • Lends in Connecticut
  • East Shore Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. East Shore Mortgage may change the products, services