FHA VS Conventional loan programs in 2025 for West-Haven, New Haven County, Connecticut

As of 2025, the Conventional loan cap in West-Haven, located in New Haven county, CT, amounts to $647,200; meanwhile, for FHA loans, the limit is $420,680 regarding single-family residences.

The Lendersa® Conventional loan calculator is a tool to compare top rates between today's Conventional, FHA, and USDA loans, and determine the necessary income levels, credit scores, reserves, and documentation to qualify. Using our advanced mortgage calculator, evaluate Conforming Conventional loans, USDA, FHA, and VA options side by side, enabling an informed decision on the best program for your circumstances in CT.

Explore loan offers from 100 diverse lenders

Loan limits and downpayment requirements for 2025 in West-Haven, New Haven county, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,900 0%
FHA $420,680 3.5%

This comparison table is relevant for the zip codes: 06516, 06504

Options for Conventional and FHA loans in West-Haven, CT

The mission of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan efficiently and without hassle. Select one of three approaches to connect with matching loan providers and programs.

Outcomes for USDA loan requests and matching by Lendersa


  • State Credit Union
  • 800 Huger Street, Columbia, SC, 29201
  • Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
  • AllSouth Federal Credit Union
  • 730 Elmwood Avenue, Columbia, SC, 29201
  • Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
  • Metro Mortgage Corporation
  • 2001 Assembly St, Suite 202, Columbia, SC, 29201
  • Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
  • Edens & White Mtg., Inc
  • 2221 Bull Street, Columbia, SC, 29201
  • Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
  • Beacon Credit Union- IN
  • 586 S Wabash Street, Wabash, IN, 46992
  • In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders'​ simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.
  • Homes and Loans of West MI llc
  • 1354 Baldwin St, Suite 106, Jenison, MI, 49428
  • John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service