FHA VS Conventional loan programs in 2026 for New-Fairfield, Fairfield County, Connecticut

In the year 2026, the conventional loan limit for New-Fairfield, within the county of Fairfield, CT, stands at $695,750. Meanwhile, the FHA loan limit for a single-family home is $695,750.

The Lendersa® Conventional loan calculator enables comparisons of today's top rates among Conventional, FHA, and USDA loans. By using this advanced tool, you can assess the income, credit, reserves, and documents necessary to qualify. With its side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, it assists in choosing the best fit for your financial circumstances in CT.

View loan offers from 100 different lenders

Details on 2026 Loan Limits and Down Payment Requirements in New-Fairfield, County of Fairfield, CT

Loan Type Loan Limit Down payment
Conventional Conforming $695,750 3%
USDA $481,100 0%
FHA $695,750 3.5%

This table is relevant for the zip codes: 6812

Exploring Conventional and FHA Loan Options in New-Fairfield, CT

The mission of Lendersa® is to provide you with the most suitable loan options, whether they are Conventional, USDA, or FHA, without delay or complexity. Choose from three initial paths to connect with appropriate lenders and loan programs.

Results from Lendersa's USDA loan request

Note that each year observes changes in loan limits, influencing the choices available for homebuyers. Staying informed about these changes ensures the selection of mortgage options that align with your financial strategy and needs in New-Fairfield, CT.



New-Fairfield Lenders

  • MC Homes Real Estate
  • 1 Padanaram Rd, Suite 102, Danbury, CT, 06811
  • Lends in Connecticut
  • MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.

  • Mortgage Affiliates of America, Inc.
  • 12 Mill Plain Road, Suite 7, Danbury, CT, 06811
  • Lends in Connecticut
  • Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.

    Our Business model is designed in a manner that promotes fairness

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Lends in Connecticut
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.

  • Prysma Lending Group, LLC
  • 18 Padanaram Rd, Danbury, CT, 06811
  • Lends in Connecticut
  • Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.

  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • Lends in Connecticut
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage

  • Savings Bank of Danbury
  • 220 Main Street, Danbury, CT, 06810
  • Lends in Connecticut
  • Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.

    Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.

  • UNION SAVINGS BANK
  • 225 Main Street, Danbury, CT, 06810
  • Lends in Connecticut
  • USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.

  • GML Group
  • 429 Main Street, Suite 1, Danbury, CT, 06810
  • Lends in Connecticut
  • At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • SoundView Financial Credit Union
  • 14 Research Dr, Bethel, CT, 06801
  • Lends in Connecticut
  • The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.