FHA VS Conventional loan programs in 2026 for Brookfield, Fairfield County, Connecticut

For 2026, the Conventional loan limit in Brookfield, located in the county of Fairfield, CT, is $726,200. The FHA limit for a single-family house is $707,250.

Try using the Lendersa® Conventional loan calculator to compare the best rates possible today for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents you need to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side-by-side, aiding in deciding which is optimal for your financial scenario in CT.

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2026 loan limits and down payment requirements in Brookfield, county of Fairfield, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $556,600 0%
FHA $707,250 3.5%

This table applies to the zip codes: 6804

Exploring Conventional and FHA loan options in Brookfield, CT

The aim of Lendersa® is to efficiently secure you the best possible loans, whether they be Conventional, USDA, or FHA, without difficulty. Choose one starting point out of three to find matching lenders and suitable programs.

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Brookfield Lenders

  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • Lends in Connecticut
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage

  • MC Homes Real Estate
  • 1 Padanaram Rd, Suite 102, Danbury, CT, 06811
  • Lends in Connecticut
  • MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.

  • Mortgage Affiliates of America, Inc.
  • 12 Mill Plain Road, Suite 7, Danbury, CT, 06811
  • Lends in Connecticut
  • Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.

    Our Business model is designed in a manner that promotes fairness

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Lends in Connecticut
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.

  • Prysma Lending Group, LLC
  • 18 Padanaram Rd, Danbury, CT, 06811
  • Lends in Connecticut
  • Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.

  • SoundView Financial Credit Union
  • 14 Research Dr, Bethel, CT, 06801
  • Lends in Connecticut
  • The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.

  • Western Connecticut Federal Credit Union
  • 2 Stony Hill Road, Bethel, CT, 06801
  • Lends in Connecticut
  • Western CT Federal Credit Union (WCFCU) is a member-owned, not-for-profit, financial cooperative based in Bethel, Connecticut. WCFCU is a customer-centric credit union focused on creating a positive financial experience by delivering personalized service along with technology-oriented features to meet the needs of members.

  • Connecticut Home Financing, LLC
  • 33 Redwood Dr., Bethel, CT, 06801
  • Lends in Connecticut
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Savings Bank of Danbury
  • 220 Main Street, Danbury, CT, 06810
  • Lends in Connecticut
  • Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.

    Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.