Explore the differences! FHA VS Conventional loan programs in New-Haven, New Haven County, Connecticut

For the year 2026, the limit for a Conventional loan in New-Haven, situated in the county of New Haven, CT, is set at $647,200, while the FHA loan limit is $420,680 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to assess the most competitive rates today among Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents for eligibility. Our advanced mortgage tool allows for a side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to choose the ideal program for your financial needs in CT.

Review offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in New-Haven, County of New Haven, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,900 0%
FHA $420,680 3.5%

This comparison table pertains to zip codes: 06519

Options for Conventional and FHA Loans in New-Haven, CT

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose from one of three starting options below to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


New-Haven Lenders

  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • Lends in Connecticut
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.

  • New Vision Mortgage LLC
  • 800 Foxon Road East, New Haven, CT, 06513
  • Lends in Connecticut
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Lend Some Money
  • 42 Thompson Street #1A, New Haven, CT, 06513
  • Lends in Connecticut
  • Lend Some Money provides fast hard-money loans and commercial lending on real estate property with competitive credit rates and easy terms for purchase and refinance. With over 50 years of combined experience in underwriting, originating and acquiring secured loans, Lend Some Money possesses extensive expertise necessary to competently assist you w

  • Crosspoint Federal Credit Union
  • 105 Sanford Street, Hamden, CT, 06514
  • Lends in Connecticut
  • For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.

  • Leading Edge Investments Group
  • 230 East Main Street, Unit 11, Branford, CT, 06405
  • Lends in Connecticut
  • Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.

  • Trademark Financial Group, LLC
  • 730 Main St, Branford, CT, 06405
  • Lends in Connecticut
  • Trademark Financial Group is a Connecticut licensed mortgage company based in Branford with a combined 35 years of mortgage banking experience. Trademark Financial has grown and made itself a major competitor in the industry. Trademark Financial Group has helped thousands of people to own the home of their dreams.

  • East Shore Mortgage
  • 707 Main Street, Branford, CT, 06405
  • Lends in Connecticut
  • East Shore Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. East Shore Mortgage may change the products, services

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Lends in Connecticut
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.

  • Connex Credit Union
  • 412 Washington Ave, North Haven, CT, 06473
  • Lends in Connecticut
  • Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.