Explore the differences! FHA VS Conventional loan programs in Niantic, New London County, Connecticut

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<p>In 2025, the Conventional loan limit in Niantic, located in New London, CT, is $726,200, while for a single-family home the FHA limit is $472,030.</p>

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<p>Utilize the Lendersa® Conventional loan calculator to compare today's Conventional rates against FHA and USDA options. Discover the necessary income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you decide on the best choice for your financial goals in CT.</p>
<p><a href="/loans/start">Explore loan offers from 100 different lenders</a></p>

<div class="text-center">
    <h2>2025 Loan Limit Insights and Down Payment Details in Niantic, New London, CT</h2>
    <table class="table table-responsive">
        <tr>
            <td><b>Loan Type</b></td>
            <td><b>Loan Limit</b></td>
            <td><b>Down Payment</b></td>
        </tr>
        <tr>
            <td>Conventional Conforming</td>
            <td>$726,200</td>
            <td>3%
            <td>
        </tr>
        <tr>
            <td>USDA</td>
            <td>$336,500</td>
            <td>0%
            <td>
        </tr>
        <tr>
            <td>FHA</td>
            <td>$472,030</td>
            <td>3.5%
            <td>
        </tr>
    </table>
    <p><i>The comparison table is applicable for the following zip codes: 6357</i></p>
</div>

<h2>Conventional and FHA Loan Opportunities in Niantic, CT</h2>
<p>Lendersa® is committed to swiftly securing the most suitable Conventional, USDA, or FHA loan options with minimal effort. Begin with any of these pathways to align with the right lenders and loan programs.</p>

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           <li><a href="/loans/info/hard-money-lenders-directory">Explore the largest database of Conventional lenders</a></li>
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