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<p>In 2026, the Conventional loan limit in Niantic, located in New London, CT, is $726,200, while for a single-family home the FHA limit is $472,030.</p>
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<p>Utilize the Lendersa® Conventional loan calculator to compare today's Conventional rates against FHA and USDA options. Discover the necessary income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you decide on the best choice for your financial goals in CT.</p>
<p><a href="/loans/start">Explore loan offers from 100 different lenders</a></p>
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<h2>2026 Loan Limit Insights and Down Payment Details in Niantic, New London, CT</h2>
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<td><b>Loan Type</b></td>
<td><b>Loan Limit</b></td>
<td><b>Down Payment</b></td>
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<td>Conventional Conforming</td>
<td>$726,200</td>
<td>3%
<td>
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<td>USDA</td>
<td>$336,500</td>
<td>0%
<td>
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<td>FHA</td>
<td>$472,030</td>
<td>3.5%
<td>
</tr>
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<p><i>The comparison table is applicable for the following zip codes: 6357</i></p>
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<h2>Conventional and FHA Loan Opportunities in Niantic, CT</h2>
<p>Lendersa® is committed to swiftly securing the most suitable Conventional, USDA, or FHA loan options with minimal effort. Begin with any of these pathways to align with the right lenders and loan programs.</p>
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<li><a href="/loans/loan-request-form">Submit a thorough request with optimization for Conventional/USDA/FHA loans</a></li>
<li><a href="/mortgage-calculators">Discover Conventional USDA and FHA rates & terms first</a></li>
<li><a href="/loans/info/hard-money-lenders-directory">Explore the largest database of Conventional lenders</a></li>
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