FHA VS Conventional loan in Old-Saybrook, Middlesex County, Connecticut

In 2026, the Conventional loan limit for Old-Saybrook, located in the county of Middlesex, CT, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator helps you compare today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays the side-by-side analysis of Conforming Conventional, USDA, FHA, and VA options, guiding you toward the ideal program for your financial requirements in CT.

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2026 Loan Limits and Down Payment Requirements in Old-Saybrook, County of Middlesex, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $310,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 6475

Options for Conventional and FHA Loans in Old-Saybrook, CT

The goal of Lendersa® is to quickly connect you with the best possible loan, whether it's Conventional, USDA, or FHA, without any complications. Choose one of three starting points that lead to matching lenders and suitable loan programs.

Results from Lendersa's USDA loan requests


  • Mortgage Miracles Happen, LLC
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage.

  • Clear Capital Group
  • 240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025
  • Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well as

  • JH Home Loans
  • 556 Rigby Rd, Farmington, UT, 84025
  • As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage.

  • Best Rates On Earth
  • 722 West Shepard Lane, Suite 104, Farmington, UT, 84025
  • At TruePointe Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Jones Investment Company Llc
  • 3461 Baker Drive, Ogden, UT, 84402
  • Title: Strategic Growth Financing with Jones Investment Company LLC

    Your Strategic Capital Partner

    Jones Investment Company LLC, under Richard Alen, empowers your business or project with flexible, fast capital. We specialize in strategic bridge loans and development financing, providing the funds you need to seize opportunities and accelerat

  • Jones Investment Company LLC
  • 3461 Baker Drive, Ogden, UT, 84402
  • Jones Investment Company LLC is your trusted partner in growth and success, specializing in flexible and fast financial solutions. As a U.S.-based private lender, we offer a seamless funding experience for real estate, business, and project needs. Benefit from our asset-backed loans, bridge financing, and acquisition capital without prepayment pena

  • America First Credit Union
  • PO Box 9199, Ogden, UT, 84409
  • America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.

  • Preferred Mortgage Inc
  • 1145 South 800 East, Suite 101, Orem, UT, 84097
  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates