FHA VS Conventional loan programs in 2025 for Old-Saybrook, Middlesex County, Connecticut

In 2025, the Conventional loan limit for Old-Saybrook, located in the county of Middlesex, CT, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator helps you compare today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays the side-by-side analysis of Conforming Conventional, USDA, FHA, and VA options, guiding you toward the ideal program for your financial requirements in CT.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Old-Saybrook, County of Middlesex, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $310,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 6475

Options for Conventional and FHA Loans in Old-Saybrook, CT

The goal of Lendersa® is to quickly connect you with the best possible loan, whether it's Conventional, USDA, or FHA, without any complications. Choose one of three starting points that lead to matching lenders and suitable loan programs.

Results from Lendersa's USDA loan requests


  • Freedom Credit Union
  • 626 Jacksonville Road, Suite 250, Warminster, PA, 18974
  • Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
  • Global Mortgage Network Inc
  • 626 Jacksonville Road, Suite 230, Warminster, PA, 18974
  • At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • INDEPENDENCE HOME MORTGAGE CORP.
  • 720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974
  • Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.
  • Trend America Mortgage Inc
  • 13005 Trina Drive, Philadelphia, PA, 19116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
  • NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
  • Penn Community Bank
  • 1129 N. 5th St, Perkasie, PA, 18944
  • Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe
  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.