FHA VS Conventional loan programs in Putnam, Windham County, Connecticut

For 2026, the limit for Conventional loans in Putnam, within Windham county, CT is $726,200. In contrast, the FHA cap for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to weigh the current best rates of Conventional versus FHA and USDA loans. Determine the income, credit scores, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best-suited program for your precise financial needs in CT.

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2026 Loan Limits and Down Payment Details in Putnam, Windham, CT

Loan Type Loan Cap Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 6260

Exploring Conventional and FHA Loan Options in Putnam, CT

Lendersa®'s objective is to facilitate a seamless and expedited attainment of the optimal Conventional, USDA, or FHA loan. Start from any of the three pathways to connect with lenders and tailor loan programs.

Overview of Lendersa USDA loan request and matching results


Putnam Lenders

  • Putnam Bank
  • 40 Main St PO Box 151, Putnam, CT, 06260
  • Lends in Connecticut
  • We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult

  • NorthStar Home Loans, LLC
  • 112 Main Street, Unit 11, Putnam, CT, 06260
  • Lends in Connecticut
  • NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.

  • Polaris Mortgage Group, LLC
  • 581 Riverside Drive, Thompson, CT, 06255
  • Lends in Connecticut
  • Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!