Explore the differences! FHA VS Conventional loan programs in Torrington, Litchfield County, Connecticut

For the year 2025 in Torrington, situated in Litchfield county of CT, the Conventional loan limit stands at $726,200. Conversely, for an FHA loan on a single-family home, the limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best rates currently available among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserve funds, and documents required to qualify. With our advanced mortgage calculator, you'll view Conforming Conventional, USDA, FHA, and VA loans side-by-side, making it easier to judge which program in CT suits your unique financial scenario best.

Compare offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2025 in Torrington, Litchfield County, CT

Loan Type Maximum Loan Amount Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is relevant for the following zip codes: 6790

Available Conventional and FHA Loan Options in Torrington, CT

At Lendersa®, we strive to facilitate access to the most optimal loan offerings, be it Conventional, USDA, or FHA. Our goal is to streamline the process, making it quick and hassle-free. Choose from one of three starting points that will help connect you with matching lenders and loan programs.

Lendersa's results for USDA loan requests and matches


  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
  • Lowry State Bank
  • 400 Florence Avenue, Lowry, MN, 56349
  • Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President. On November 8, 1932, the Bank assumed the assets.
  • Mortgages Unlimited
  • 22091 Elmira Blvd., Port Charlotte, FL, 33952
  • "Mortgages Unlimited was founded on the belief that everyone deserves a home and everyone deserves a mortgage to fit their financial needs. At Mortgages Unlimited, your Loan Officer will be with you every step of the way, from the initial application to the closing table. We do not outsource the processing of your loan."
  • Dillard's Federal Credit Union
  • 1600 Cantrell Rd, Little Rock, AR, 72201
  • In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.
  • Bank of Little Rock
  • 200 North State Street, Little Rock, AR, 72201
  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.
  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners
  • BANK OF ENGLAND MORTGAGE
  • 5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
  • "Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude. Bank of England Mortgage offers the strengths of a strong capital base"
  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.