FHA VS Conventional loan in Wallingford-Center, New Haven County, Connecticut

In the year 2025, the set conventional loan limit for a single-family home in Wallingford-Center, located within the county of New Haven, CT, is $647,200. Comparatively, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to inspect and compare today's top rates, whether they be from Conventional, FHA, or USDA loans. Determine the requirements for income, credit, reserves, and essential documents for qualification. With our high-level mortgage calculator, you can see a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans. This will help clarify which loan program in CT you should opt for based on your financial state and needs.

Explore options from a diverse range of 100 lenders

Comprehensive loan limits and down payment requirements for 2025 in Wallingford-Center, county of New Haven, CT

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $305,900 0%
FHA $420,680 3.5%

This comparison table is specifically applicable to the zip codes: 06492, 06493, 06494, 06495

A look at Conventional and FHA loan opportunities in Wallingford-Center, CT

The mission of Lendersa® is to quickly offer you the perfect Conventional, USDA, or FHA loan efficiently and without complications. You can initiate through any of the three pathways provided, which lead to corresponding lenders and loan programs.

Lendersa USDA loan request matching results

Every year brings changes in loan limits, and understanding these can significantly influence your choices. Whether you reside in a bustling city or a serene rural area, having the right information on loan limits empowers you to make decisions that fit your lifestyle and financial objectives. Checking annual updates and exploring diverse lending products are essential steps when planning to procure a home in regions like Wallingford-Center, CT. It's not just about finding a loan, but its best possible terms and conditions that align with your personal financial strategy.



  • Villa Nova Financing Group LLC
  • 30 Technology Drive, Suite 2C, Warren, NJ, 07059
  • Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently
  • BANKNET MORTGAGE SERVICES
  • 172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
  • Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
  • AAFC Group LLC
  • 3430 Sunset Avenue, Suite 17, Ocean, NJ, 07712
  • We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
  • The Loan Tree Corp
  • 922 Main Street, Asbury Park, NJ, 07712
  • The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates
  • Advisors Mortgage Group, L.L.C.
  • 1411 Highway 35, Asbury Park, NJ, 07712
  • Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast
  • ABINGTON BANK
  • 6 Harrison Avenue, Abington, MA, 02351
  • Abington Bank, part of the Hometown Financial Group banking family. We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
  • Brookline Municipal Credit Union
  • 334 Washington Street, Brookline Village, MA, 02447
  • Founded in 1939, the Brookline Municipal Credit Union was formed by a group of people with a common bond – people who were principally interested in encouraging systematic savings and providing a source of low-cost loans, when members needed money. The philosophy and commitment to provide our members with savings accounts.
  • MortgageINQ
  • 6 Paul Revere Road, Lexington, MA, 02421
  • At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.