Explore the differences! FHA VS Conventional loan programs in Wallingford-Center, New Haven County, Connecticut

In the year 2025, the set conventional loan limit for a single-family home in Wallingford-Center, located within the county of New Haven, CT, is $647,200. Comparatively, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to inspect and compare today's top rates, whether they be from Conventional, FHA, or USDA loans. Determine the requirements for income, credit, reserves, and essential documents for qualification. With our high-level mortgage calculator, you can see a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans. This will help clarify which loan program in CT you should opt for based on your financial state and needs.

Explore options from a diverse range of 100 lenders

Comprehensive loan limits and down payment requirements for 2025 in Wallingford-Center, county of New Haven, CT

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $305,900 0%
FHA $420,680 3.5%

This comparison table is specifically applicable to the zip codes: 06492, 06493, 06494, 06495

A look at Conventional and FHA loan opportunities in Wallingford-Center, CT

The mission of Lendersa® is to quickly offer you the perfect Conventional, USDA, or FHA loan efficiently and without complications. You can initiate through any of the three pathways provided, which lead to corresponding lenders and loan programs.

Lendersa USDA loan request matching results

Every year brings changes in loan limits, and understanding these can significantly influence your choices. Whether you reside in a bustling city or a serene rural area, having the right information on loan limits empowers you to make decisions that fit your lifestyle and financial objectives. Checking annual updates and exploring diverse lending products are essential steps when planning to procure a home in regions like Wallingford-Center, CT. It's not just about finding a loan, but its best possible terms and conditions that align with your personal financial strategy.



  • All Pacific Mortgage
  • 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062
  • Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
  • Value Mortgage Inc
  • 8695 SW Chinook St, Tualatin, OR, 97062
  • We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Traditional Lending Services
  • 26 Golf View Drive, Trabuco Canyon, CA, 92679
  • Traditional Lending Services Motivated, experienced Mortgage Broker professional with more than 31 years of experience in home loans origination guiding homeowners and borrowers with expertise in evaluating credit, income and collateral Home Loans, Jumbo, High Balance, Conforming, VA, FHA. We lend on Single Family Residences and more
  • Service First Lending
  • 28361 Quiet Hill Lane, Portola Hills, CA, 92679
  • Service First Group At Re/Max is located in Trabuco Canyon, California, and was founded in 2002 is a Real Estate & Mortgage Company, I take great pride in offering superior service to my clients. If you're in the market to buy or sell a home please give me a call, I'd be happy to discuss your needs and provide advice at no obligation to you
  • ReQuest Home Loans Inc.
  • 31945 La Subida, Trabuco Canyon, CA, 92679
  • ReQuest Home Loans has built a team of dedicated professionals that share the core belief that all clients deserve only the best service and personal attention to their home loan needs. The ReQuest Home Loan team also reaches outside the company and into the local community. We pride ourselves on developing relationships
  • W2 Mortgage Company
  • 2 Quail Place, Trabuco Canyon, CA, 92679
  • W2 Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Maltese Mortgage
  • 20702 Porter Ranch, Trabuco Canyon, CA, 92679
  • Maltese Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.