FHA VS Conventional loan in Wallingford, New Haven County, Connecticut

In the year 2026, the Conventional loan limit for Wallingford, located in New Haven county, CT, is $726,200. Simultaneously, the FHA limit is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. It determines the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, guiding you to choose the program in CT that best suits your financial needs.

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Loan limits and downpayment requirements for 2026 in Wallingford, New Haven county, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable in zip codes: 06492

Exploring Conventional and FHA loan options in Wallingford, CT

The goal at Lendersa® is to provide you with the best Conventional, USDA, or FHA loans swiftly and with minimal hassle. Choose one of three approaches to connect with matching lenders and suitable loan programs.

USDA loan request matching outcomes with Lendersa


Wallingford Lenders

  • First Connecticut Credit Union
  • 159 South Turnpike Road, Wallingford, CT, 06492
  • Lends in Connecticut
  • Our membership is open to anyone who works for an employer group of 500 employees or less within the state of Connecticut that provides Direct Deposit. Membership also extends to immediate family or household members. Once you join First Connecticut Credit Union, even if you leave your current employer.

  • Allied Funding Group
  • 130 North Main Street, Wallingford, CT, 06492
  • Lends in Connecticut
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Platinum Mortgage Solutions Inc
  • 33 Fair Street, Suite 101, Wallingford, CT, 06492
  • Lends in Connecticut
  • Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.

  • Connex Credit Union
  • 412 Washington Ave, North Haven, CT, 06473
  • Lends in Connecticut
  • Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.

  • MSImortgage
  • 14 Church Street North, North Haven, CT, 06473
  • Lends in Connecticut
  • MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.

  • Ascend Financial Network LLC
  • 250 State Street, Unit F2, North Haven, CT, 06473
  • Lends in Connecticut
  • Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.

  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Lends in Connecticut
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.

    MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
    applicants will receive consideration for employment without regard to race, color, religion, sex, national
    origin, age, disability, veteran status or any other legally protected status.

  • United Investment Bankers LLC
  • 3013 Dixwell Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.