FHA VS Conventional loan programs in 2025 for Windsor-Locks, Hartford County, Connecticut

In 2025, the Conventional loan limit in Windsor-Locks, located in the county of Hartford, CT, is set at $647,200; whereas the FHA loan cap for a single-family home is $420,680.

Utilize Lendersa®'s Conventional loan calculator to explore the best rates for today across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and required documents for qualification. The comprehensive mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the most fitting program in CT for your financial circumstances.

Explore various loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Windsor-Locks, County of Hartford, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $310,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 06096, 06199

Conventional and FHA Loan Options in Windsor-Locks, CT

Lendersa®'s goal is to provide you with the best possible loan options, be it Conventional, USDA, or FHA, in a prompt and efficient manner. Choose one of three initial paths to link with potential lenders and suitable loan programs.

Insights on Lendersa USDA loan request results

Monitoring changes in loan limits each year is essential as it impacts your choices in housing markets, whether in urban centers or rural areas of Windsor-Locks, CT. Staying informed helps you choose the most suitable mortgage products to meet your financial plans and preferences.



  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
  • Country Bank For Savings
  • 75 Main Street, Ware, MA, 01082
  • We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.
  • Mortgage Services, Inc
  • 193 Grand Street, Waterbury, CT, 06702
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • First Connecticut Credit Union
  • 159 South Turnpike Road, Wallingford, CT, 06492
  • Our membership is open to anyone who works for an employer group of 500 employees or less within the state of Connecticut that provides Direct Deposit. Membership also extends to immediate family or household members. Once you join First Connecticut Credit Union, even if you leave your current employer.
  • Allied Funding Group
  • 130 North Main Street, Wallingford, CT, 06492
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Platinum Mortgage Solutions Inc
  • 33 Fair Street, Suite 101, Wallingford, CT, 06492
  • Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.
  • FD Community Federal Credit Union
  • 601 Watertown Avenue, Waterbury, CT, 06708
  • FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.
  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.
  • Waterbury CT Teachers Federal Credit Union
  • 773 Straits Turnpike, Middlebury, CT, 06762
  • Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.
  • Ion Bank
  • 87 Church Street, Naugatuck, CT, 06770
  • Ion Financial, MHC is an independent financial services company committed to building lifetime relationships by partnering with our customers to help them identify and achieve their financial goals.We seek profitable growth while delivering superior customer service and offering a comprehensive package of progressive financial products.
  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies. MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.