FHA VS Conventional loan programs in 2025 for Altamonte-Springs, Seminole County, Florida
This year, 2025, the conventional loan threshold in Altamonte-Springs, part of the county of Seminole, FL, is $647,200, whereas the FHA ceiling for a single-family home is $420,680.
Explore today's best rates with the Lendersa® Conventional loan calculator. It enables you to contrast Conventional, FHA, and USDA offers and understand the income, credit, reserve, and document requirements for qualification. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you in choosing the optimal program for your unique financial context in FL.
Loan Limits and Down Payment Guidelines in Altamonte-Springs, Seminole, FL for 2025
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to the zip codes: 32714, 32701, 32715, 32716
Available Conventional and FHA Loan Paths in Altamonte-Springs, FL
Lendersa® strives to ensure you receive not only the best Conventional, USDA, or FHA loan but also efficiency and ease. Opt from three initial choices that align you with matching lenders and loan schemes.
Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida
We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
"Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans.
Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.
