FHA VS Conventional loan in Altamonte-Springs, Seminole County, Florida

This year, 2025, the conventional loan threshold in Altamonte-Springs, part of the county of Seminole, FL, is $647,200, whereas the FHA ceiling for a single-family home is $420,680.

Explore today's best rates with the Lendersa® Conventional loan calculator. It enables you to contrast Conventional, FHA, and USDA offers and understand the income, credit, reserve, and document requirements for qualification. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you in choosing the optimal program for your unique financial context in FL.

Evaluate loan proposals from a diverse group of 100 lenders

Loan Limits and Down Payment Guidelines in Altamonte-Springs, Seminole, FL for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the zip codes: 32714, 32701, 32715, 32716

Available Conventional and FHA Loan Paths in Altamonte-Springs, FL

Lendersa® strives to ensure you receive not only the best Conventional, USDA, or FHA loan but also efficiency and ease. Opt from three initial choices that align you with matching lenders and loan schemes.

Lendersa USDA loan request and matching results


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