FHA VS Conventional loan programs in Longwood, Seminole County, Florida

In 2026, the Conventional loan limit in Longwood, within Seminole county, FL, is set at $726,200. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side to make an informed decision on which program in FL is best suited for your financial situation.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Longwood, Seminole County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is valid for zip codes: 32750

Options for Conventional and FHA Loans in Longwood, FL

Lendersa® is committed to finding you the ideal Conventional, USDA, or FHA loan quickly and without stress. Select one of three starting paths to discover matched lenders and loan programs.

Results for Lendersa USDA loan request


  • Florida Mortgage Providers, inc.
  • 2101 Amador Pl, Oviedo, FL, 32765
  • Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.

  • Blue Oak Mortgage LLC
  • 3747 Safflower Terrace, Oviedo, FL, 32765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mid Florida Mortgage Professionals
  • 10 Windsormere Way Suite 500, Oviedo, FL, 32765
  • Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage!
    (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES).

    Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!

  • HS Solutions Investments & Loans Inc
  • 100 Alexandria Blvd Ste 6, Oviedo, FL, 32765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • JD Lending Group Inc.
  • 1412 W Colonial DR, Suite 100, Orlando, FL, 32804
  • JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders

  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.

  • Wellspring Finance Corp
  • 10244 East Colonial Drive, Suite 112, Orlando, FL, 32817
  • At Wellspring Finance, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.Wellspring Finance, professional mortgage company specializing in residential mortgages

  • Local 606 Electrical Workers Federal Credit Union
  • 820 Virginia Dr, Orlando, FL, 32803
  • Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.

  • Florida Home Loans
  • 937 N Magnolia Avenue, Orlando, FL, 32803
  • We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.

  • Nationwide Mortgage Advisors LLC
  • 230 East Marks Street, Orlando, FL, 32803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lending Programs LLC
  • 1060 Woodcock Road, Orlando, FL, 32803
  • "With more than 26 years in business, we have gained the insight to effectively assist you in matters such as home purchases and refinances. We are experienced in residential, investment, and commercial real estate.

    Our team observes and analyzes market trends, and we are highly knowledgeable in the real estate buying and selling process."

  • My Hometeam Funding
  • 2021 East Robinson Street, Orlando, FL, 32803
  • My Hometeam Funding works with multiple lenders, we are able to provide our clients with extremely competitive pricing on a wide base of Mortgage Programs. We have partnered with America's largest wholesale lender to deliver the lowest rate and cost loans in the mortgage industry.