FHA VS Conventional loan programs in Bagdad, Santa Rosa County, Florida
For the current year, 2025, the limit on Conventional loans in Bagdad, within Santa Rosa county, FL, amounts to $726,200. On the other hand, the FHA limit for a single-family residence is established at $472,030.
Utilize the Lendersa® Conventional loan calculator to examine today’s best rates among Conventional, FHA, and USDA options, determining the necessary income, credit, reserves, and documentation to qualify. With this advanced mortgage tool, you can juxtapose Conforming Conventional loans with USDA, FHA, and VA options, aiding your decision over the best program in FL for your financial status.
Loan Limits and Down Payment Requirements for 2025 in Bagdad, FL, County of Santa Rosa
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
Zero Percent
FHA
$472,030
3.5 Percent
The data within this comparison table applies to the following zip codes: 32583, 32530
Understanding Conventional and FHA Loan Options in Bagdad, FL
At Lendersa®, our ambition is to provide you with the best possible Conventional, USDA, or FHA loans swiftly and effortlessly. Opt for one of the three starting strategies that align with appropriate lenders and loan programs.
Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.
325 Dakota Dunes Blvd, North Sioux City, SD, 57049
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Southern Middlesex County Teachers Federal Credit Union
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