FHA VS Conventional loan programs in 2025 for Navarre, Santa Rosa County, Florida
In the year 2025, the conventional loan ceiling in Navarre, situated within Santa Rosa county in FL, is set at $726,200. This is in contrast to the FHA limit, which is $472,030, applicable for a single-family home within this region. These limits are crucial for potential homeowners in the area to understand as they consider financing options.
To comprehensively compare the top available rates for Conventional, FHA, and USDA loans as of today, you can make use of the Lendersa® Conventional loan calculator. This tool highlights the main differences between the loan types and evaluates the requirements related to income, credit standing, reserve funds, and necessary documentation to determine eligibility. Our advanced mortgage calculator displays side-by-side contrasts of Conforming Conventional, USDA, FHA, and VA loans, thereby assisting you in selecting which program in FL aligns best with your specific financial scenario.
2025 Loan Limits and Down Payment Requirements in Navarre, Santa Rosa County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The information presented in this comparison table is specifically applicable to the following zip codes: 32566
Explore Conventional and FHA Loan Options in Navarre, FL
The mission of Lendersa® is to facilitate the acquisition of the most advantageous Conventional, USDA, or FHA loan options in a swift and hassle-free manner. You can start by choosing one of three foundational pathways that lead to connecting with lenders and selecting loan programs best suited to your financial needs.
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
Originally founded in 1936 as First Federal Savings and Loan, The Southern Bank continues its commitment to the customers, employees, and communities it serves. Providing both Personal and Business Banking solutions, The Southern Bank focuses on delivering clear, uncompromising customer service.
Exchange Bank proudly serves as Etowah County’s community bank. Since 1909 we have been an active growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we opened our doors as First State Bank of Altoona.
Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.
"adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
We offer a variety of loan products from construction loans"
