FHA VS Conventional loan in Bloomingdale, Hillsborough County, Florida

As of 2026, the ceiling for a Conventional loan in Bloomingdale, situated in the county of Hillsborough, FL, stands at $726,200. In comparison, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator for a comprehensive comparison of today's best Conventional, FHA, and USDA rates. It helps in determining the necessary income, credit, reserves, and documentation to qualify. Our cutting-edge mortgage calculator allows side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans to assist in identifying the optimal program in FL for your financial needs.

Review offers from 100 different lenders

Loan limits and down payment specifics for 2026 in Bloomingdale, Hillsborough county, FL

Type of Loan Limit on Loan Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is relevant for zip codes: 33511

Exploring Conventional and FHA loan choices in Bloomingdale, FL

Lendersa® focuses on securing the most favorable Conventional, USDA, or FHA loan options swiftly and with ease. Initiate the process by choosing one of three methods to connect with matching lenders and loan offerings.

Lendersa USDA loan request results


Bloomingdale Lenders

  • FLORIDA WEST COAST CREDIT UNION
  • 1225 Millennium Pkwy, Brandon, FL, 33511
  • Lends in Florida
  • Florida West Coast Credit Union exists to help our members live better and dream bigger at every stage of their lives. We achieve this through meaningful, personalized, trusted relationships and an unyielding devotion to our members’ financial well-being The Credit Union was founded in 1942 as the Credit Union for all Hillsborough County.

  • Royal & Company Mortgage Corporation
  • 792 W Lumsden Rd., Brandon, FL, 33511
  • Lends in Florida
  • Royal & Company Mortgage Corporation has been in business since 2007, making home ownership and refinances a reality for customers throughout Florida. Kathi has put together a team that is ready to expertly process your loan from the initial application through closing. We will provide excellent service

  • Nationwide Residential Capital, Inc.
  • 1079 E. Brandon Blvd, Brandon, FL, 33511
  • Lends in Florida
  • Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.

  • Discount Loans
  • 801 W Bloomingdale Ave, Brandon, FL, 33511
  • Lends in Florida
  • Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.

  • DOUBLE A MORTGAGES
  • 146 W Robertson St Suite 138-1, Brandon, FL, 33511
  • Lends in Florida
  • Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore

  • United Mutual Funding Corporation
  • 659 W Lumsden Rd, Brandon, FL, 33511
  • Lends in Florida
  • United Mutual Funding Corp is a mortgage lender offering purchase and refinance loans in Florida, Maryland, and Virginia. Our relationships with our investors allow us to offer a larger assortment of products and programs than any other lender. These same resources allow us to offer our clients the lowest mortgage rates available.

  • Swift Home Mortgage
  • 1093 E Brandon Blvd, Brandon, FL, 33511
  • Lends in Florida
  • Swift Home Mortgage, LLC & its subsidiaries & affiliates (collectively, Swift Home Mortgage, we, us or our) respect your privacy and are committed to complying with this privacy policy (the PrivacyPolicy). This Privacy Policy describes our information collection. Swift Home Mortgage delivering excellence in lending & unmatched customer service.

  • Goff & Associates Realtors
  • 204 Lithia Pinecrest Rd., Brandon, FL, 33511
  • Lends in Florida
  • At Goff & Associates Realtors and Landmark Mortgage Lending, Inc. we will always strive to be the Premier Real Estate and Mortgage Company of Choice for Our Customers and Our Agents. Our Staff and Agents are ethical, forward thinking and results oriented Professionals who take a proactive approach to Real Estate and Mortgages.

  • American Dream Home Mortgage
  • 1463 Oakfield Dr. Suite 127, Brandon, FL, 33511
  • Lends in Florida
  • American Dream Located in the heart of Brandon FL and serving the entire state of Florida, American Dream Home Mortgage gives you the personal attention you deserve and treats you with the respect due a valued customer. We understand that you are making a commitment in buying a new home, refinancing a mortgage, or utilizing your home equity.