FHA VS Conventional loan programs in Palm-River-Clair-Mel, Hillsborough County, Florida

In the year 2025, the conventional loan limit in Palm-River-Clair-Mel, within the county of Hillsborough, FL, is set at $647,200, whereas the FHA limit for a single-family residence is $420,680.

With the Lendersa® Conventional loan calculator, you can evaluate today's prime rates for Conventional, FHA, and USDA loans, figuring out income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator provides a clear comparison of Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the best program in FL suitable for your specific financial landscape.

Review loan options from 100 various lenders

Loan Limits and Down Payment Guidelines for 2025 in Palm-River-Clair-Mel, County of Hillsborough, FL

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 33619, 33578, 33660

Options for Conventional and FHA Loans in Palm-River-Clair-Mel, FL

Lendersa® aims to promptly provide you with the most suitable Conventional, USDA, or FHA loan without any inconvenience. Choose one of three initial pathways to connect with corresponding lenders and loan programs.

Lendersa both processes USDA loan requests and matches results


  • Brickell Capital Finance
  • 175 SW 7th St, Suite 1900, Miami, FL, 33130
  • Brickell Capital Finance has been offering financial solutions to various businesses nationwide for over 15 years and with thousands of clients. We are committed to serving the needs of each and every one of our clients including those with little or troubled credit history by providing the best financial solutions available.
  • 203b.Loan, Inc.
  • 78 SW 7th Street, Miami, FL, 33130
  • home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
  • Madison Capital Mortgage Group Inc
  • 45 Southwest 9th Street, Apartment 4301, Miami, FL, 33130
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Veterans LLC
  • 185 SW 7th Street, Apartment 2104, Miami, FL, 33130
  • The Mortgage Veterans LLC was founded by Steven Abramson, a seasoned mortgage professional since 2010. After years of working in the mortgage industry, Steven realized there was an enormous disservice being done to the consumer. He was tired of putting consumers in loans that may not have been the best fit for them, but it was all he could offer.
  • LV Lending Licensed Private Lender
  • 175 SW 7TH ST, STE 2101, Miami, FL, 33130
  • LV Lending is a Miami-based private lender focused on business and investment mortgage loans on residential and commercial land acquisitions and properties. The company has a current servicing portfolio of $200 million and has overseen more than 500 transactions for $400 million in Florida and Georgia. Founded in 2015,
  • BGI Capital
  • 175 SW 7th Street, Suite 2205, Miami, FL, 33130
  • BGI Capital is a unique provider of traditional, specialty, and bridge financing to real estate agents, mortgage brokers, and businesses whose clients invest in residential and commercial real estate. Led by Managing Partners Kenneth Baboun and Robert Barthelmess, BGI Capital is a direct lender that manages its own funds
  • Iconic Mortgage Corp
  • 1444 Biscayne Blvd, Miami, FL, 33132
  • Iconic Mortgage Corp is an industry leader known for matching borrowers with the credit they require for fueling their lives through high-touch customer care and technology. We are one of the fastest-growing consumer lenders today, and one of the select few that have survived the wholesale changes in the industry after the 2007 Mortgage Crisis.
  • C Bridge Inc
  • 1395 Brickell Avenue, Suite 800, Miami, FL, 33131
  • We are a commercial real estate lending company who focuses on short term loans. We are a Commercial Bridge Lender with 20+ years experience facilitating quick transactions from $500,000-$10,000,000. Construction loans, value add multifamily, condominium construction loans, marinas, hotels, warehouses.
  • R&R Capital Holdings
  • 777 Brickell Avenue, 5th Floor, Miami, FL, 33131
  • R&R Capital has successfully accomplished this goal by reason of our experience in real estate, pricing, due diligence, and management of distressed residential mortgage assets. This specialization in whole loans enables R&R Capital to provide our investors with an enticing return.
  • Milo
  • 1101 Brickell Ave, Suite 1700, Miami, FL, 33131
  • At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers.
  • Sedemil Mortgage Services, LLC.
  • 848 Brickell Ave, Suite 1220, Miami, FL, 33131
  • Sedemil Mortgage we will offer the ideal financing solutions to fit your needs. We offer real estate loans for home purchase, refinance, debt consolidation, equity loan, commercial loans, and new construction. We are proud to help customers from Miami Dade, Broward and Palm Beach counties buy the home of their dreams through.
  • Jocic Capital, LLC
  • 41 SE 5th Street, Miami, FL, 33131
  • Founded in 2017, Jocic Capital is an asset-based private lender and a diversified real estate capital markets solutions firm in the business of deploying capital against real estate, typically as short-term bridge loans to acquire, refinance, re-purpose, or new construction development.