FHA VS Conventional loan programs in 2025 for Carrollwood, Hillsborough County, Florida

In 2025, the limit for a conventional loan in Carrollwood, which is in the county of Hillsborough, FL, is set at $726,200. The limit for FHA in comparison, meant for a single-family home, is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional Vs. FHA and USDA loans. Consider the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA options, helping you determine which program in FL suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Carrollwood, Hillsborough County, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table applies to the following zip codes: 33624, 33618, 33688

Available Conventional and FHA Loan Options in Carrollwood, FL

The goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan with speed and simplicity. Choose from one of three paths to find matching lenders and loan programs.

Results from Lendersa USDA loan request and matching


  • AdventHealth Credit Union
  • 351 S State Road 434, Suite 1009, Altamonte Springs, FL, 32714
  • Our mission statement is to empower members to achieve their financial goals. AdventHealth Credit Union is committed in its support to the mission of its sponsor, by providing employees/members with quality service. Our vision statement is to be a member friendly financial institution, adapting to our members needs.
  • Aid Home Loans Inc
  • 2450 N SR 434, Suite 2019, Altamonte Springs, FL, 32714
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Central Funding Inc
  • 237 S. Westmonte Dr,Suite 315, Rockledge, FL, 32714
  • At Infinity Mortgage Group, Inc, where we specialize in residential mortgages. At Infinity Mortgage Group, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Lend Florida
  • 238 N. Westmonte Dr, Suite 120, Altamonte Springs, FL, 32714
  • Lend Florida works to bring significant change in people’s lives by providing them suitable mortgage financing options with high attention to customer service, speed, and competitive rates on the mortgage with minimal closing costs. From the purchase of your new home to refinancing, our team is ready.
  • Patriot Home Funding Inc.
  • 982 Douglas Avenue, Suite 100, Altamonte Springs, FL, 32714
  • The Patriot Home Funding Inc. Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.At Patriot Home Funding Inc., our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
  • Fairway Independent Mortgage Corporation
  • 940 Centre Circle Suite 1010, Altamonte Springs, FL, 32714
  • At Fairway, customer service is a way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and guiding customers through every step of the loan process.
  • Secured Investment Lending
  • 483 Montgomery Place, Altamonte Springs, FL, 32714
  • Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.
  • Local 606 Electrical Workers Federal Credit Union
  • 820 Virginia Dr, Orlando, FL, 32803
  • Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.