Explore the differences! FHA VS Conventional loan programs in Carrollwood, Hillsborough County, Florida

In 2026, the limit for a conventional loan in Carrollwood, which is in the county of Hillsborough, FL, is set at $726,200. The limit for FHA in comparison, meant for a single-family home, is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional Vs. FHA and USDA loans. Consider the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA options, helping you determine which program in FL suits your financial needs.

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2026 Loan Limits and Downpayment Requirements in Carrollwood, Hillsborough County, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table applies to the following zip codes: 33624

Available Conventional and FHA Loan Options in Carrollwood, FL

The goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan with speed and simplicity. Choose from one of three paths to find matching lenders and loan programs.

Results from Lendersa USDA loan request and matching


Carrollwood Lenders

  • Thomas My Mortgage Guy
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Lends in Florida
  • Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.

  • American Nationwide Mortgage Company Inc.
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Lends in Florida
  • American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service

  • Home Mortgage Lenders Inc
  • 14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
  • Lends in Florida
  • Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Onboard 1 Mortgage
  • 14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
  • Lends in Florida
  • Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • Lends in Florida
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership.
    EMM Loans LLC is committed to:
    ● Competitive Pricing, Products and Programs
    ● Open Communication and Teamwork
    ● Supporting our Employees’ Professional Growth etc..


    "

  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • Lends in Florida
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
    Innovative is a licensed lender in Florida, Tennessee, and Alabama.
    Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"

  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • Lends in Florida
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.

  • First Security Mortgage Services
  • 13915 Carrollwood Village Run, Tampa, FL, 33618
  • Lends in Florida
  • First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing

  • Fernencial Corp
  • 3812 W Linebaugh Ave, Ste 109, Tampa, FL, 33618
  • Lends in Florida
  • Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.