FHA VS Conventional loan programs in 2026 for Citrus-Park, Hillsborough County, Florida

For 2026, the Conventional loan limit in Citrus-Park, located in Hillsborough county, FL, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documents are needed to qualify. Our advanced calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying the best program for your financial situation in FL.

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2026 Loan Limits and Downpayment Requirements in Citrus-Park, Hillsborough, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the following zip codes: 33625

Conventional and FHA Loan Options in Citrus-Park, FL

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you, swiftly and effortlessly. Select one of three starting paths to connect with matching lenders and loan programs.

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Citrus-Park Lenders

  • Tampa One
  • 6521 Gunn Hwy, Tampa, FL, 33625
  • Lends in Florida
  • The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.

  • Lincoln Lending Group
  • 6944 W Linebaugh Ave #101, Tampa, FL, 33625
  • Lends in Florida
  • Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.

  • Thomas My Mortgage Guy
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Lends in Florida
  • Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.

  • American Nationwide Mortgage Company Inc.
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Lends in Florida
  • American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service

  • Heckman Mortgage Group
  • 13139 W. Linebaugh Ave. #101, Tampa, FL, 33626
  • Lends in Florida
  • Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.

  • Home Mortgage Lenders Inc
  • 14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
  • Lends in Florida
  • Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Onboard 1 Mortgage
  • 14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
  • Lends in Florida
  • Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • Lends in Florida
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership.
    EMM Loans LLC is committed to:
    ● Competitive Pricing, Products and Programs
    ● Open Communication and Teamwork
    ● Supporting our Employees’ Professional Growth etc..


    "

  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • Lends in Florida
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
    Innovative is a licensed lender in Florida, Tennessee, and Alabama.
    Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"