FHA VS Conventional loan in Clearwater, Pinellas County, Florida
In the year 2025, the conventional loan limit in Clearwater, county of Pinellas, FL is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. Assess the critical factors like income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the ideal program in FL for your financial needs.
2025 Loan Limits and Downpayment Requirements in Clearwater, Pinellas, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This information is relevant for the zip codes: 33755, 33759, 33756, 33763, 33761, 33767, 33764, 33765, 33757, 33758, 33766, 33769
Exploring Conventional and FHA Loan Options in Clearwater, FL
The goal of Lendersa® is to efficiently connect you with the best possible Conventional, USDA or FHA loan, ensuring a smooth process. Start with one of three initial options below to find compatible lenders and loan programs.
9267 Haven Ave, Suite 255, Rancho Cucamonga, CA, 91730
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed
by the Department of Business Oversight under the California Residential
Mortgage Lending Act.
The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
3200 East Guasti Road, Suite 100, Ontario, CA, 91761
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4345 East Lowell Street, Suite N, Ontario, CA, 91761
The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.
BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.
"The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience.
Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."
The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.
Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders