FHA VS Conventional loan programs in 2026 for Clearwater, Pinellas County, Florida
In the year 2026, the conventional loan limit in Clearwater, county of Pinellas, FL is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. Assess the critical factors like income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the ideal program in FL for your financial needs.
2026 Loan Limits and Downpayment Requirements in Clearwater, Pinellas, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This information is relevant for the zip codes: 33755
Exploring Conventional and FHA Loan Options in Clearwater, FL
The goal of Lendersa® is to efficiently connect you with the best possible Conventional, USDA or FHA loan, ensuring a smooth process. Start with one of three initial options below to find compatible lenders and loan programs.
I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
"Clearwater Mortgage is a family run business. Founded by Scott Chinchar (Scotty to most) and Sandy Chinchar, husband and wife, along with their son, Jesse Chinchar. Jesse is otherwise known as Coach Jesse, (of the getting more and more famous Clearwater Academy International Knights football team)."
600 CLEVELAND STREET, SUITE 212, Clearwater, FL, 33755
Lends in Florida
Acopia's experienced loan advisors are committed to helping qualified borrowers realize their dream of home ownership by providing superior customer service and innovative products. We are mortgage banking professionals committed to making our communities a better place to live and work.
City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
FiCare exists to serve our members. We are the credit union tailor-made for healthcare professionals in Florida. We serve you with complete financial services, competitive rates, and personal care extending beyond your financial health. We are federally insured by the National Credit Union Administration, so you can be confident banking
Moneylink Mortgage was started by Michael Galasso. Growing up in Indiana, Michael was a born Entrepreneur. Whether it was his paper route or car washing businesses when he was younger, or his very successful businesses he started in College at Ball State, he has always had the fire to create his own destiny.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1253 Park Street, Suite UE8,, Clearwater, FL, 33756
Lends in Florida
Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
