Explore the differences! FHA VS Conventional loan programs in Largo, Pinellas County, Florida

In 2025, the conventional loan limit in Largo, within Pinellas county, FL, is listed at $726,200, whereas the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to analyze today's best rates for Conventional, FHA, and USDA options. This tool aids in understanding the income, credit, reserves, and document requirements for qualification. With our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program in FL for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Largo, Pinellas, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 33756, 33771, 33760, 33764, 33770, 33773, 33778, 33774, 33779

Exploring Conventional and FHA Loan Options in Largo, FL

The objective of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Upward Home Loans
  • 14319 Timbergreen Drive, Magnolia, TX, 77355
  • Upward Home Loans, you will be our client for life. We believe that it’s our responsibility to assist you in managing the largest indebtedness that you’re ever going to take on in your life. Most people that do what I do for a living, provide you with the debt and then you don’t ever hear from them again, they walk away after they’ve gotten paid.
  • Summit Center
  • 300 North Main Street, Moorefield, WV, 26836
  • Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
  • Peoples Community Bank
  • 200 E 2nd Street, Annapolis, MO, 63620
  • Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.
  • Oak View National Bank
  • 128 Broadview Ave, Warrenton, VA, 20186
  • At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.
  • Home Federal Credit Union
  • 131 W Pike Street, Clarksburg, WV, 26301
  • Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • CAPE Federal Credit Union
  • 323 East Pike Street, Clarksburg, WV, 26301
  • CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
  • State Bank of Dekalb
  • 102 S.W. Runnels, De Kalb, TX, 75559
  • State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages. The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
  • Crystal Clear Mortgage
  • 18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
  • Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.