FHA VS Conventional loan programs in 2025 for Cypress-Lake, Lee County, Florida

In 2025, the conventional loan limit for Cypress-Lake, located in the county of Lee, FL, is $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.

With Lendersa® Conventional loan calculator, compare the best rates between Conventional, FHA, and USDA loans to assess necessary qualifications including income, credit, reserves, and documents. Our advanced mortgage tool lets you view options on Conforming Conventional, USDA, FHA, and VA loans side by side to help determine which program in FL is optimal for your financial case.

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Loan limits and down payment requirements for 2025 in Cypress-Lake, county of Lee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $315,100 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33919

Conventional and FHA loan options in Cypress-Lake, FL

Lendersa® aims to provide the quickest and most convenient access to premium Conventional, USDA, or FHA loans. Choose from three starting strategies to connect with matching lenders and loan options.

Lendersa USDA loan request and matching results


  • Mark 1 Mortgage of Orange County
  • 1342 E Chapman Ave, Orange, CA, 92866
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nakoma Mortgage Company
  • 165 B Glassell Street, Orange, CA, 92866
  • Nakoma Mortgage Company was founded on one principle. “Say what you mean then do what you say.” In the Chippewa language, Nakoma means “I do as I promise.” Company We have spent almost two decades giving our customers usable knowledge of the mortgage loan process. Providing expert advice based on the goals of our clients
  • Stearns Home Loans - Fremont, CA
  • 1110 E. Chapman Ave, Suite 101, Orange, CA, 92866
  • Headquartered in Lewisville, TX, Stearns Lending, LLC and its affiliated entities have provided 30 years of mortgage lending services throughout the United States where licenses are held. Stearns’ business channels include wholesale, retail, joint venture, and financial institution groups.
  • E-Mortgage Capital
  • 939 E Santa Ana Blvd, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dynamic Digital Mortgage
  • 924 S Main Street, Santa Ana, CA, 92701
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Making it Happen Enterprises Inc
  • 817 North Broadway, Suite E, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Investments by M Corporation
  • 1801 Park Court Place, Unit G, Suite 100, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • GR Financial Services
  • 416 East Myrtle Street, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RFG Mortgage Bankers
  • 1522 East Fourth Street, Santa Ana, CA, 92701
  • RFG Mortgage Bankers are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan.