FHA VS Conventional loan in Villas, Lee County, Florida

In 2025, within Villas, located in Lee county, FL, the Conventional loan limit is $726,200, while the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the highest rates of the day for Conventional, FHA, and USDA loans. Ascertain the income, credit, reserves, and documents you need to qualify. With our sophisticated tool, view Conforming Conventional loans alongside USDA, FHA, and VA options, helping choose the program best suited to your financial needs in FL.

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2025 Loan Limits and Down Payment Requirements in Villas, Lee County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $376,000 0%
FHA $472,030 3.5%

This table applies to zip codes: 33912, 33907

Exploring Conventional and FHA Loan Options in Villas, FL

The aim at Lendersa® is quickly getting the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points that lead to matching lenders and programs.

Lendersa USDA loan request and matching results


  • Allegent Community Federal Credit Union
  • 1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
  • Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
  • Forest Hills Mortgage
  • 5825 Darlington Rd, Pittsburgh, PA, 15221
  • Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
  • Priority Financial Services Inc
  • 2140 Ardmore Boulevard, Pittsburgh, PA, 15221
  • Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
  • Lend Financial Mortgage LLC
  • 808 Walnut Street, Pittsburgh, PA, 15221
  • We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
  • Franklin Johnstown Federal Credit Union
  • 310 Bloomfield Street, Johnstown, PA, 15904
  • The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
  • BREEZY MORTGAGE LLC
  • 8 Dana Ave, Ocean View, NJ, 8230
  • Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.