FHA VS Conventional loan programs in Villas, Lee County, Florida

In 2026, within Villas, located in Lee county, FL, the Conventional loan limit is $726,200, while the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the highest rates of the day for Conventional, FHA, and USDA loans. Ascertain the income, credit, reserves, and documents you need to qualify. With our sophisticated tool, view Conforming Conventional loans alongside USDA, FHA, and VA options, helping choose the program best suited to your financial needs in FL.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Villas, Lee County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $376,000 0%
FHA $472,030 3.5%

This table applies to zip codes: 33912, 33907

Exploring Conventional and FHA Loan Options in Villas, FL

The aim at Lendersa® is quickly getting the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points that lead to matching lenders and programs.

Lendersa USDA loan request and matching results


  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.

  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • DHL Mortgage Inc
  • 4154 Erindale Drive North, North Fort Myers, FL, 33903
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Liberty Mortgage Lending Group
  • 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
  • LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes

  • Easy Mortgage LLC
  • 618 SW 3rd St, Suite 160, Cape Coral, FL, 33991
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.

  • Wilson Mortgage Services
  • PO Box 332, Cornwall, PA, 34135
  • Wilson Mortgage Services Inc is committed to providing personalized origination service for your mortgage financing needs. We've been in business since 1997 and have established business relationships with numerous lenders in an effort to help borrowers. Eileen Wilson, the owner, personally handles your file from start to finis

  • Park Shore Mortgage Corp
  • 8891 Brighton Lane Suite 102, Bonita Springs, FL, 34135
  • Park Shore Mortgage Corp has specialized in all types of residential financing to help people fund their place in paradise. Located just minutes from the Gulf of Mexico along Florida’s southwest coast, Park Shore Mortgage Corp takes the philosophy of the idyllic lifestyle to heart.