FHA VS Conventional loan programs in High-Point, Hernando County, Florida

In 2025, the limit for Conventional loans in High-Point, located in Hernando county, FL, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to analyze today's best rates for Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and documents for qualification. Our comprehensive mortgage tool provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the ideal option in FL for your financial needs.

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2025 Loan Limits and Downpayment Requirements in High-Point, Hernando, FL

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to zip codes: 34613

Explore Conventional and FHA Loan Options in High-Point, FL

Lendersa® is committed to swiftly securing the most suitable Conventional, USDA, or FHA loan with ease. Choose from three options to connect with matching lenders and loan programs.

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  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Luneta Home Loans LLC
  • 2100 Pleasant Grove Blvd, Suite 160, Pleasant Grove, UT, 84062
  • Our Mission is to Prioritize Education and Transparency for not only consumers, but also for employees and Realtors. We believe that providing the Best Rates, Best Service, and the Best Home Loan will result in Happy Clients for life who refer their friends and family! We are mortgage brokers, and we work for you – not the bank.
  • Creekside Mortgage
  • 1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
  • Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • VA Help Center, LLC
  • 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
  • "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home. Our VA home loan specialists have been serving veterans for over 16+ years."
  • Private Money Utah
  • 560 S State Street F-1C, Orem, UT, 84058
  • We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans. We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.
  • Washington Financial Funding, Inc
  • 165 West Canyon Crest Road, Suite 301, Alpine, UT, 84004
  • Washington Financial Funding, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our relationships with top national lenders make the process of securing a mortgage simple and straight forward.
  • Solamere Mortgage LLC
  • 461 North Whitby Woodlands Drive, Alpine, UT, 84004
  • Solamere Mortgage commercial property financing solutions and flexible investments create an amazing opportunity for brokers to help borrowers from unique backgrounds accomplish their goals. and also We are experienced mortgage professionals, providing investment property loan resources for multi-family, residential 1-4 mixed-use.