FHA VS Conventional loan in High-Point, Hernando County, Florida

In 2025, the limit for Conventional loans in High-Point, located in Hernando county, FL, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to analyze today's best rates for Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and documents for qualification. Our comprehensive mortgage tool provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the ideal option in FL for your financial needs.

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2025 Loan Limits and Downpayment Requirements in High-Point, Hernando, FL

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to zip codes: 34613

Explore Conventional and FHA Loan Options in High-Point, FL

Lendersa® is committed to swiftly securing the most suitable Conventional, USDA, or FHA loan with ease. Choose from three options to connect with matching lenders and loan programs.

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  • Calhoun Mortgage, INC
  • 5840 Sterling Dr, Suite 240, Howell, MI, 48843
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Amerimax Capital LLC
  • 1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
  • Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
  • Shield Funding
  • 2 West 46th Street, New York, NY, 10036
  • Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
  • Gala Resources LLC
  • 1212 Avenue of the Americas, New York, NY, 10036
  • Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for Bank-foreclosed residential properties REOs Short Sales Multi-family buildings Real estate acquisition We are a direct hard money lender. We are not brokers. We do work with b
  • Titan Capital Inc
  • 140 East 45th Street, 40th Floor, New York, NY, 10017
  • Titan Capital is a direct private bridge lender, with offices in Manhattan and Miami Beach. Since its inception, Titan Capital's team has originated, purchased and managed over $3, 500, 000, 000 in mortgage-backed securities, delinquent tax lien portfolios and equity positions in a variety of real estate assets.
  • Real Estate Funding Solutions
  • 211 E 43RD ST, NEW YORK, NY, 10017
  • REAL ESTATE FUNDING SOLUTIONS’ POLICY IS INCREDIBLY UNIQUE, AS WE REFUSE TO RUN CLIENT'S CREDIT UNTIL THEIR DEALS ARE FULLY APPROVED. OUR APPROVAL PROCESS ALLOWS CLIENTS TO USE THEIR OWN CREDIT REPORTS, WHICH THEY COULD OBTAIN THEMSELVES WITHOUT LEAVING ANY NEGATIVE IMPACT ON THEIR CREDIT REPORTS.
  • Bridge Funding II, LLC
  • 450 Lexington Ave, 4th Fl, New York, NY, 10017
  • Based in New York, NY - and with offices in White Plains, NY - Bridge Funding works primarily with borrowers in the tri-state area of New York, New Jersey and Connecticut, however loans are available in other metropolitan locations. With access to over $1 Billion, Bridge Funding has the capacity to fulfill the needs of its borrowers both big
  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.