FHA VS Conventional loan programs in North-Weeki-Wachee, Hernando County, Florida

During 2025, the Conventional loan ceiling in North-Weeki-Wachee, within Hernando county, FL, is $647,200, whereas the FHA limit for a single-family residence is $420,680.

Take advantage of the Lendersa® Conventional loan calculator to evaluate the current top rates for Conventional, FHA, and USDA loans, and figure out the income, credit, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which plan in FL suits your financial circumstances best.

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2025 loan limits and down payment requirements for North-Weeki-Wachee, county of Hernando, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table pertains to the following zip codes: 34613

Available Conventional and FHA loan solutions in North-Weeki-Wachee, FL

Lendersa® is committed to securing the most advantageous Conventional, USDA, or FHA loan for you promptly and with minimal hassle. Choose from three options to align with lenders and loan offerings.

Results of Lendersa USDA loan requests and matches


  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.
  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more
  • Waterford Commercial and Savings Bank
  • 20115 St Rt 339, Waterford, OH, 45786
  • The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers. The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects
  • Front Royal Federal Credit Union
  • 230 North Royal Avenue, Front Royal, VA, 22630
  • Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
  • CBM Mortgage, Inc
  • 912 Hometown Way, Front Royal, VA, 22630
  • CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
  • Lamar Lending
  • 2515 B NASA PKWY, Suite 200, Seabrook, TX, 77586
  • Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
  • 1st National Bank
  • 1160 E Main St, Lebanon, OH, 45036
  • 1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers
  • Lufkin Federal Credit Union
  • 204 Gobblers Knob Road, Lufkin, TX, 75904
  • Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
  • AllWealth Federal Credit Union
  • 6 South 2nd Street, Suite 100, Hamilton, OH, 45011
  • AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.
  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
  • Long Reach Federal Credit Union
  • 315 Main Street, Middlebourne, WV, 26149
  • Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.