Explore the differences! FHA VS Conventional loan programs in Hill-'n-Dale, Hernando County, Florida

In the year 2025, the maximum amount for a Conventional loan in Hill-'n-Dale, within the county of Hernando, FL, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the best current rates available for Conventional, FHA, and USDA loans. This tool helps assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most suitable program in FL for your financial needs.

Browse loan offers from 100 lenders

2025 loan limits and down payment requirements in Hill-'n-Dale, county of Hernando, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is relevant for zip codes: 34602

Options for Conventional and FHA loans in Hill-'n-Dale, FL

Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you quickly and effortlessly. Begin with any of the three pathways leading to matching lenders and suitable loan programs.

Discover USDA loan options with Lendersa


  • Onboard 1 Mortgage
  • 14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
  • Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership. EMM Loans LLC is committed to: ● Competitive Pricing, Products and Programs ● Open Communication and Teamwork ● Supporting our Employees’ Professional Growth etc.. "
  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States. Innovative is a licensed lender in Florida, Tennessee, and Alabama. Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.
  • First Security Mortgage Services
  • 13915 Carrollwood Village Run, Tampa, FL, 33618
  • First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing
  • Fernencial Corp
  • 3812 W Linebaugh Ave, Ste 109, Tampa, FL, 33618
  • Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.
  • AHL HardMoney, llc
  • 14802 N. Dale Mabry Highway Suite 212, Tampa, FL, 33618
  • AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
  • Associates Home Loan of Florida, Inc.
  • 14802 N Dale Mabry Hwy, Suite 200, Tampa, FL, 33618
  • Associates Home Loan of Florida, Inc.! If you've got the equity, we've got the loan! Good credit, bad credit, less than perfect credit or no credit? We are your one stop shop for all of your Florida hard money, subprime and equity based residential and commercial real estate loan needs. With our office based out of Tampa, Florida
  • AHL Hard Money Network
  • 14802 N Dale Mabry, Tampa, FL, 33618
  • AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
  • Melange Capital Investments LLC
  • 11007 North 56th Street, Suite 207, Tampa, FL, 33617
  • At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • USF Federal Credit Union
  • 13302 USF Palm Drive, Tampa, FL, 33612
  • USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.