FHA VS Conventional loan programs in Hilliard, Nassau County, Florida

For 2026, the conventional loan limit in Hilliard, located in Nassau county of FL, stands at $726,200. Meanwhile, the FHA loan limit is $526,700, applicable for a single-family residence.

Utilize Lendersa®'s Conventional loan calculator to compare current top rates among Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding in the selection of the most suitable program within FL for your financial scenario.

Explore loan offers from a wide network of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Hilliard, Nassau County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,900 0%
FHA $526,700 3.5%

This comparison table is relevant to zip codes: 32046

Options for Conventional and FHA Loans in Hilliard, FL

The principal aim of Lendersa® is to facilitate the swift acquisition of optimal loans, be it Conventional, USDA, or FHA, ensuring a hassle-free experience. Start with one of our three entry points to connect with matched lenders and loan offerings.

Lendersa USDA loan request and matching results


Hilliard Lenders

  • JM Associates Federal Credit Union
  • 9987 Pritchard Road, Jacksonville, FL, 32219
  • Lends in Florida
  • JM Associates Federal Credit Union officially opened its doors on October 21, 1980, at the SET Port Facility. A full-service, federally chartered credit union, JMAFCU serves associates and family members in all 50 states and abroad. JMAFCU currently has 5 offices. Two in Jacksonville, FL, Deerfield Beach, FL, Mobile, AL, St. Louis, MO.

  • CBC National Bank
  • 1891 S 14th St, Fernandina Beach, FL, 32034
  • Lends in Florida
  • CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.

  • Atlantic Mortgage Consultants Inc
  • 501 Centre Street, Suite 101, Fernandina Beach, FL, 32034
  • Lends in Florida
  • The professionals at Atlantic Mortgage Consultants are focused helping home buyers secure the best home loans in the Jacksonville, Amelia Island areas. When faced with the choice between dealing with a mortgage broker or a direct lender, home buyers quickly find that using us has distinct advantages.

  • SWAN FINANCIAL CORPORATION
  • 1901 Island Walk Way, Fernandina Beach, FL, 32034
  • Lends in Florida
  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial

  • Jet HomeLoans
  • 1910 South 14th Street #101, Fernandina Beach, FL, 32034
  • Lends in Florida
  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.

  • Capital City Home Loans, LLC
  • 1884 S. 14th Street, Fernandina Beach, FL, 32034
  • Lends in Florida
  • Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process

  • First Florida Credit Union
  • PO Box 43310, Jacksonville, FL, 32203
  • Lends in Florida
  • First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.

    The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.