FHA VS Conventional loan programs in 2025 for Fernandina-Beach, Nassau County, Florida
For 2025, the Conventional loan limit in Fernandina-Beach, found within the county of Nassau, FL, is $647,200. Meanwhile, the FHA limit for single-family homes is $432,400.
The Lendersa® Conventional loan calculator assists in comparing current rates for Conventional, FHA, and USDA loans, enabling you to assess the income, credit, reserves, and documentation required to qualify. Our enhanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you determine the most suitable program for your financial needs in FL.
Loan limits and required down payments for 2025 in Fernandina-Beach, county of Nassau, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
This table is applicable to zip codes: 32034, 32035
In Fernandina-Beach, FL, consider these Conventional and FHA loan options
The primary goal at Lendersa® is to equip you with the most suitable Conventional, USDA, or FHA loan quickly and with minimal hassle. You can start by choosing one of these three pathways to find matching lenders and loan programs.
1253 Park Street, Suite UE8,, Clearwater, FL, 33756
Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
1030 Jimmie DYess Parkway, Suite 7, Augusta, GA, 30909
Mortgage First Augusta is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.
19321-C US Highway 19 N, Suite 408, Clearwater, FL, 33764
The Lending Team, Tampa Bay based mortgage company was created so we could develop an efficient loan origination process with personalized customer service. Part of our application process is to find out what you expect of us! We then go above and beyond to exceed those expectations.
Raymond James Bank is about more than just Banking. Through our holistic approach to finance, we offer innovative and diversified products and services to the public and to clients of Raymond James Financial. Additionally, as an affiliate of Raymond James, our Bank is founded on the same core values of integrity, independence.
970 Lake Carillon Drive, Suite 300, Saint Petersburg, FL, 33716
Azulow is a St. Petersburg local business founded in 2020. It was established to change the mortgage industry to make the home buying experience agile and reduce the layers of costly fees for customers. With our technology and commitment to excellence, Azulow is recognized as one of the top fast-growing companies in the Tampa Bay Area.
At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
