Explore the differences! FHA VS Conventional loan programs in Fernandina-Beach, Nassau County, Florida
For 2025, the Conventional loan limit in Fernandina-Beach, found within the county of Nassau, FL, is $647,200. Meanwhile, the FHA limit for single-family homes is $432,400.
The Lendersa® Conventional loan calculator assists in comparing current rates for Conventional, FHA, and USDA loans, enabling you to assess the income, credit, reserves, and documentation required to qualify. Our enhanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you determine the most suitable program for your financial needs in FL.
Loan limits and required down payments for 2025 in Fernandina-Beach, county of Nassau, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
This table is applicable to zip codes: 32034, 32035
In Fernandina-Beach, FL, consider these Conventional and FHA loan options
The primary goal at Lendersa® is to equip you with the most suitable Conventional, USDA, or FHA loan quickly and with minimal hassle. You can start by choosing one of these three pathways to find matching lenders and loan programs.
Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
Forward is a licensed mortgage brokerage, serving the lending needs of individuals looking to buy homes and customers looking to refinance. Our focus; providing personal and specialized mortgage services to meet each client’s specific needs.
we Specialties in mortgage broker, first mortgages, first time home buyer, mortgage rates etc
Creative Home Loans LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
Loanatik is a fun and slightly irreverent consumer brand providing residential mortgages to qualified borrowers. The mission of the company is to reimagine the process of getting a mortgage from application through secondary marketing. Our goal is to empower borrowers in a simplified application process, making it easy and efficient to borrow.
We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.
11811 N Tatum Blvd, Suite 3031, Phoenix, AZ, 85028
My name is Brandon Ross and I’m a mortgage consultant with B|HOME Mortgage in Phoenix. As a mortgage broker, I have access to numerous programs from the nation’s top residential lenders. I’m here to help you achieve your real estate goals.
My promise is to deliver competitive rates with low costs
3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
Every mortgage company and Loan Officer has the "best" rates, programs, service etc. The resourceful and skilled team at Home Loans By Paige is eager to help you reach your dreams. Mortgages made easy ... How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling! First Time Homebuyers ... Low Down Payment.
11811 North Tatum Boulevard, Suite 3031-11, Phoenix, AZ, 85028
"B Home Mortgage is a local, family owned and operated Mortgage Company serving Phoenix and other parts of Arizona since 2005.
Founded by Brian Carpenter and his father-in-law Kevin Burk, we have always provided exceptional service at a lower rate and price than everyone else on every type of residential mortgage loan.
11120 NTatum Boulevard, Suite 100, Phoenix, AZ, 85028
At Orion Mortgage, we’ve been helping residents all over the Valley reach their dreams of homeownership. Our dedicated team of mortgage and loan professionals are committed to providing the personal attention and excellent customer service you deserve. We are a small company that believes in honesty, hard work, and exemplary customer service.
