Explore the differences! FHA VS Conventional loan programs in Inverness-Highlands-South, Citrus County, Florida

In the year 2025, the conventional loan limits in Inverness-Highlands-South, which is in Citrus County, FL are set at $647,200. Meanwhile, for a single-family home, the FHA loan threshold stands at $420,680.

Make use of the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional versus FHA versus USDA loans. This tool assists in identifying the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional loans alongside USDA, FHA, and VA loans, providing valuable insights into which one best suits your financial needs in FL.

Check out loan offers from over 100 lenders

Loan limits and down payment stipulations for 2025 in Inverness-Highlands-South, Citrus County, FL

Loan Type Loan Ceiling Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These comparison figures pertain to ZIP codes: 34452

Explore Conventional and FHA Loan Options in Inverness-Highlands-South, FL

The primary objective of Lendersa® is to efficiently secure your ideal Conventional, USDA, or FHA loan. There are three initiating points, each leading to lender matching and suitable loan programs.

Lendersa USDA loan request and matching results


  • Divita Home Finance, Inc.
  • 1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920
  • DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience
  • Moneyline Financial
  • 1900 Noriega Street, Suite 206, San Francisco, CA, 94122
  • Moneyline Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • All Homes Financial Inc
  • 830 Taraval Street, Suite 200, San Francisco, CA, 94116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nationwide Mortgage
  • 3101 Taraval Street, San Francisco, CA, 94116
  • Nationwide Mortgage was established in 1998. We provide fast, flexible, equity based private mortgages for real estate throughout California and several other states. We assist real estate investors with equity cash out bridge loans, purchase loans, construction and other loan types.
  • Mid Oregon Credit Union-Home Loans
  • PO Box 6749, Bend, OR, 97708
  • Mid Oregon Credit Union traces its roots back to 1957 as the first credit union established in Central Oregon by a group of teachers and school employees in Prineville. Today, Mid Oregon Credit Union is the only Credit Union headquartered and doing business solely in Central Oregon.
  • Silverado Credit Union
  • 1 Angwin Plaza, Angwin, CA, 94508
  • Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members. Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa
  • Cal Green Lending Inc
  • 118 Howel Mountain Road, Angwin, CA, 94508
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
  • Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
  • Equitable Mortgage Group
  • 1101 Fifth Ave, Suite 220, San Rafael, CA, 94901
  • Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
  • Atalanta Financial
  • 711 Grand Ave, Suite 265, San Rafael, CA, 94901
  • Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
  • All California Mortgage
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • "SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING. From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."
  • Capital Alliance Investments, Inc
  • 1108 Fifth Avenue, Suite 202, San Rafael, CA, 94901
  • Capital Alliance and its affiliates are mortgage bankers and real estate asset managers headquartered in San Rafael, California. We enable borrowers or their brokers access to an array of residential loan products with special expertise in providing non-QM, bridge, renovation and short/long term financing for all of these property types.