FHA VS Conventional loan programs in 2025 for Sugarmill-Woods, Citrus County, Florida

In 2025, Convetional loan limit in Sugarmill-Woods, county of Citrus, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sugarmill-Woods, county of Citrus, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 34461, 34446

Conventional and FHA loan options in Sugarmill-Woods, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • South River Mortgage
  • 1 Park Place, Suite 540, Annapolis, MD, 21401
  • At South River Mortgage we put our customers first. We are a trustworthy broker who will help our senior citizens find the best reverse mortgage plan to benefit their unique situation. Unlike a lender, we will compare different options that best fit our borrower’s needs. It is our goal is to give seniors the peace of mind
  • Bay Rock Home Loans LLC
  • 839 Bestgate Road, Suite 131, Annapolis, MD, 21401
  • BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.
  • Heritage Financial, Inc.
  • 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401
  • At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home. Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.
  • Redwood Mortgage Services
  • 180 Admiral Cochrane Dr., Annapolis, MD, 21401
  • Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.
  • Bay Capital Mortgage Corporation
  • 2553 Housley Road, Suite 200, Annapolis, MD, 21401
  • "Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida. We’re a full service mortgage banker with an experienced staff offering expertise in every area"
  • Fidelity First Home Mortgage Company
  • 707 Bestgate Rd, Annapolis, MD, 21401
  • Get to know the management team and loan specialists that make our mortgage company in Annapolis, MD, a vital part of the Mid-Atlantic communities we serve. We provide each client with a mortgage marketplace that includes a multitude of options. Tell us more about the financial challenges you face,
  • Concord Mortgage
  • 8441 Winding Trail, Laurel, MD, 20724
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Atrich LLC
  • 350 North Sam Huston Parkway East, Suite101, Houston, TX, 77060
  • Atrich is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • HIT Mortgage LLC
  • 650 North Sam Houston Parkway East, Suite 231, Houston, TX, 77060
  • HIT Mortgage, a mortgage company with their client’s best interests at heart. Monica Gries, the founder of HIT Mortgage, experienced what it was like to work for a mortgage bank and also mortgage brokers, but neither option fulfilled her personal standard to provide client’s with full transparency
  • Money Man 4 Business
  • 363 N Sam Houston Pkwy E, Suite 1100, Houston, TX, 77060
  • We are an independent sales office that provides loan programs to small and medium size business.Money Man 4 Business can provide valuable working capital to strong, under-served businesses in any industry without the issues usually associated with traditional bank loans. In fact,we have already helped thousands of merchants all across the country.
  • Jet Lending, LLC
  • 1419 FM 1960, Houston, TX, 77073
  • Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
  • BHI Funding
  • 2626 South Loop West, Suite 232, Houston, TX, 77054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.