FHA VS Conventional loan programs in 2025 for Laguna-Beach, Bay County, Florida
This year, 2025, the conventional loan limit in Laguna-Beach, within the county of Bay, FL, is set at $647,200. On the other hand, the FHA limit for a single-family residence is $420,680.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's best rates among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist in choosing the most suitable program for your financial circumstances in FL.
2025 Loan Limits and Downpayment Requirements in Laguna-Beach, Bay County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This data pertains to the zip codes: 32413
Explore Conventional and FHA Loan Options in Laguna-Beach, FL
The aim of Lendersa® is to efficiently secure you the best available Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting paths that link you to matching lenders and loan programs.
501 N El Camino Real, Suite 200, San Clemente, CA, 92672
Coast National Mortgage offers some of the most competitive rates in the industry and provides individual, customized service to meet your financing needs. We have received the Five Star Mortgage Award four years in a row and have been acknowledged in Orange Coast Magazine as one of the top 2% of all mortgage brokers in Orange County.
1520 North El Camino Real, Suite 1, San Clemente, CA, 92672
Avid Mortgage Solutions is a premier broker. We match borrowers with the loan that is right for them and their needs. Avid Mortgages is a fast-growing company founded by individuals that have been with both big lenders and small brokerages. Our mission statement is simple: Cheaper, Faster and Better.
220 South Ola Vista, Unit D, San Clemente, CA, 92672
The Primary goal at Seaside Lending Corporation is to provide customers with the best possible rates, lowest closing costs and superior personalized service available. It is for this reason that over 50% of our business comes from personal referrals and repeat customers.We have access to a full range of mortgage.
616 South El Camino Real, Suite I, San Clemente, CA, 92672
Munzing Mortgage Group full service Mortgage Broker, I have more than 30 years of real estate & lending experience, along with a vast investor base, to offer you the best mortgage loan to suit your needs. If you, or anyone you know, is planning on buying a home or refinancing your current home.
At Secure Provision Mortgage we are a mortgage broker which means we do not care about helping escrow companies, title companies or the banks make any more money than they already do. Our #1 priority is that you get the deal that was promised to you and get you the best possible mortgage.
At SC Financial is to apply our broad knowledge to all channels of the lending and wealth management industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers, realtors and borrowers with the expertise required to succeed in today’s complicated marketplace.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.
Traditional Lending Services Motivated, experienced Mortgage Broker professional with more than 31 years of experience in home loans origination guiding homeowners and borrowers with expertise in evaluating credit, income and collateral Home Loans, Jumbo, High Balance, Conforming, VA, FHA. We lend on Single Family Residences and more
