FHA VS Conventional loan programs in Lynn-Haven, Bay County, Florida
In 2025, the loan limits in Lynn-Haven, within the county of Bay, FL, are as follows: Conventional loans max out at $647,200, while FHA loans are capped at $420,680 for single-family homes.
The Lendersa® Conventional loan calculator is essential for comparing today's top rates across Conventional, FHA, and USDA loans. Calculate the necessary income, credit score, reserves, and documents needed to qualify. With our advanced tool, visualize Conforming Conventional loans alongside USDA, FHA, and VA loans; this aids in deciding which program in FL suits your financial profile best.
2025 Loan limits and down payment requirements in Lynn-Haven, county of Bay, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The above table applies to these zip codes: 32405, 32404, 32444
Explore Conventional and FHA loan options in Lynn-Haven, FL
Lendersa® strives to secure the best Conventional, USDA, or FHA loans quickly and with ease. Choose from three starting approaches resulting in matches with suitable lenders and loan programs.
Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology.
As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
Established in 1975, Missouri Valley FCU is a member-owned, community financial institution dedicated to providing quality service and value to Saint Charles County
As a credit union, MOVFCU is member owned and member focused. We are here to help you with your financial needs, whatever those might be.
We give our clients the personal attention they deserve, helping them find the right mortgage product to fit their individual needs. We stand behind each loan transaction. We take the time to educate our clients about the loan process and we stay beside them every step of the way, from pre-approval through closing.
1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.
On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
