FHA VS Conventional loan in Lynn-Haven, Bay County, Florida
In 2025, the loan limits in Lynn-Haven, within the county of Bay, FL, are as follows: Conventional loans max out at $647,200, while FHA loans are capped at $420,680 for single-family homes.
The Lendersa® Conventional loan calculator is essential for comparing today's top rates across Conventional, FHA, and USDA loans. Calculate the necessary income, credit score, reserves, and documents needed to qualify. With our advanced tool, visualize Conforming Conventional loans alongside USDA, FHA, and VA loans; this aids in deciding which program in FL suits your financial profile best.
2025 Loan limits and down payment requirements in Lynn-Haven, county of Bay, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The above table applies to these zip codes: 32405, 32404, 32444
Explore Conventional and FHA loan options in Lynn-Haven, FL
Lendersa® strives to secure the best Conventional, USDA, or FHA loans quickly and with ease. Choose from three starting approaches resulting in matches with suitable lenders and loan programs.
2340 Perimeter Park Drive, Suite 200, Atlanta, GA, 30341
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.
FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi
