FHA VS Conventional loan programs in Lake-Panasoffkee, Sumter County, Florida

In the year 2025, the limit on Conventional loans in Lake-Panasoffkee, located in the county of Sumter, FL, is fixed at $647,200. Meanwhile, the FHA loan limit applicable to a single-family residence is established at $420,680. These thresholds are essential for potential homebuyers as they determine the maximum permissible borrowing limits, ensuring buyers are fully aware of their financial boundaries when planning to purchase a home.

The Lendersa® Conventional loan calculator is an invaluable tool that allows you to compare the most competitive rates available today for Conventional, FHA, and USDA loans. This tool enables you to assess your eligibility by analyzing factors such as income requirements, credit ratings, necessary reserve funds, and required documents for qualification. Our sophisticated mortgage calculator places the Conforming Conventional loans, USDA, FHA, and VA alternatives side by side, thereby facilitating an effortless comparison. This comprehensive view helps you ascertain which loan program is optimally suited to your unique financial profile, enabling you to make an informed decision about pursuing homeownership in FL.

Review loan proposals from a diverse array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Lake-Panasoffkee, Sumter, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison chart is relevant for the following zip codes: 33538

Exploring Conventional and FHA Loan Opportunities in Lake-Panasoffkee, FL

The aim of Lendersa® is to assist you in securing the ideal Conventional, USDA, or FHA loan, swiftly and with minimal fuss. Start by choosing one of three easy initial steps, designed to promptly connect you with suitable lenders and the most appropriate loan programs tailored to your specific needs. Each option is tailored to guide you through a seamless process that matches your financial goals with the best available deals.

Lendersa USDA loan request and matching results


  • Greentree Realty Group
  • 22981 Triton Way, Suite D, Laguna Hills, CA, 92653
  • Greentree Property Management is dedicated to providing you with the highest standards in property management. As opposed to other companies who will also focus on homeowner association management, we choose to focus only on property management services for residential properties.
  • AMC Lending Group
  • 25822 Cordova, Laguna Hills, CA, 92653
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Atlas Financial Group
  • 23276 S Pointe Dr, Suite 113, Laguna Hills, CA, 92653
  • Binesh Realty Group has been in the Real Estate services business in the Orange County markets for many successful years and will be here for many more. This longevity and confidence comes from our Real Estate services to a great many buyers and sellers, and their recommendations to others that result in repeat
  • Loan Experts
  • 23276 South Pointe Drive, Suite 211, Laguna Hills, CA, 92653
  • Loan Experts, we understand that what works for one borrower does not work for another. We strive to find a loan that is beneficial to you, our client, and one that achieves your goals! That is ultimately our goal. Loan Experts is committed to providing our clients with the highest quality loan along with some of the lowest rates in California
  • First Choice Funding Solutions Inc.
  • 415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
  • First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.
  • Countywide Home Loans
  • 26511 Bridlewood Drive, Suite A, Laguna Hills, CA, 92653
  • Countywide Home Loans. We are a full-service mortgage company based in Laguna Hills, CA. We specialize in Home Purchase Loans and Refinance in all of Southern California. Whether you are buying a home or refinancing in Ventura, Los Angeles, Orange, San Diego, San Bernardino or Riverside counties
  • Qualified Home Loans
  • 23330 Mill Creek Drive, Suite 150, Laguna Hills, CA, 92653
  • Qualified Home Loans is a full service California Mortgage Brokerage that creates opportunity for home buyers & transactions for real estate agents. At Qualified we match expertise, diverse loan offerings & personal attention. Our talented team of dedicated professionals will custom tailor a loan strategy for you to accomplish your family’s goals.
  • Homeland Financial Network, Inc.
  • 23022 La Cadena, Suite 203, Laguna Hills, CA, 92653
  • Homeland Financial Network, Inc was founded in 2007 as a mortgage broker firm. We have since evolved into a direct lender. Due to our massive amount of relationships developed over the years, we have every program imaginable to offer our clients, with the very best interest rates in the market.
  • Guardian Capital
  • 23046 Avenida de la Carlota, Suite 601, Laguna Hills, CA, 92653
  • Founded in 1994, Guardian Capital has been providing real estate home mortgages to California residents, based primarily in Southern California. Guardian Capital, my top priority is finding our clients the best loan rate and loan package. With 22 plus years experience, I have the relationships, resources.
  • Interest Smart Home Loans
  • 23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
  • Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.
  • Rudy Muniz Real Estate
  • 415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
  • Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
  • Legacy Private Funding
  • 405 W. Foothill Blvd., Suite 102, Claremont, CA, 91711
  • "Legacy Private Funding caters to the needs of Investors, Rehabbers, and Subprime Money Borrowers who cannot meet the requirements of of conventional banks. The Legacy Private Funding Difference: • We only lend on non-owner occupied and commercial real estate in Southern California, keeping all properties close"