FHA VS Conventional loan programs in Cedar-Grove, Bay County, Florida
For Cedar-Grove in Bay county, FL, the conventional loan cap for 2025 is $647,200, and the FHA limit for a single-family home stands at $420,680.
Utilize Lendersa®'s calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Find out necessary income, credit, reserves, and documents for qualification. Our comprehensive tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the optimal program in FL tailored to your finances.
2025 limits and downpayment requirements for loans in Cedar-Grove, Bay county, FL
Loan Type
Maximum Loan
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table relates to zip codes: 32401, 32405
Options for Conventional and FHA loans in Cedar-Grove, FL
The objective of Lendersa® is to ensure you receive the most advantageous Conventional, USDA, or FHA loan swiftly and easily. You can start from three different options, which will guide you to potential lenders and suited programs.
The Infinity Lending Direct Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan
2200 W. Orangewood Ave, Suite 150, Orange, CA, 92868
"Essex Mortgage was founded in 1986 as a privately held mortgage lender in Orange County, California. Today, we’re one of the fastest growing mortgage companies in the United States, and one of the largest mortgage bankers on the West coast.
We’re proud of our reputation as a stable, profitable company"
At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
1 City Boulevard West Suite 1650, Orange, CA, 92868
Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.
Lincoln Equity Inc has all the appeal and proximity of a local realtor, but with the experience of a realty giant! We will guide you through every aspect of the purchase, sale, leasing and management of residential real estate in the Costa Mesa area. Lincoln Equity Inc was recently awarded the CA
Future Finance Network is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Mortgage Mac is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible
We offer a wide array of loan options to fit virtually every need Including;
Agency, FHA, Jumbo, HELOC and Portfolio programs.
Emet Mortgage is a mortgage lending company established in California that always prioritizes its clients and partners in everything we do to ensure your satisfaction and success. Not only Emet Mortgage consists of a large group of mortgage professionals with vast expertise in the industry but also we value
Steven Wetzel (Loan Officer) is worked in Mortgage Banking for several years now. My success has been built upon the same tenants that made me successful running my family business- Customer Satisfaction, Integrity, and On Time Delivery. I enjoy working on the team because we pull together on all of our clients.
