Explore the differences! FHA VS Conventional loan programs in Cedar-Grove, Bay County, Florida
For Cedar-Grove in Bay county, FL, the conventional loan cap for 2025 is $647,200, and the FHA limit for a single-family home stands at $420,680.
Utilize Lendersa®'s calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Find out necessary income, credit, reserves, and documents for qualification. Our comprehensive tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the optimal program in FL tailored to your finances.
2025 limits and downpayment requirements for loans in Cedar-Grove, Bay county, FL
Loan Type
Maximum Loan
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table relates to zip codes: 32401, 32405
Options for Conventional and FHA loans in Cedar-Grove, FL
The objective of Lendersa® is to ensure you receive the most advantageous Conventional, USDA, or FHA loan swiftly and easily. You can start from three different options, which will guide you to potential lenders and suited programs.
Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514
Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Members Heritage opened its doors in April 1960 as IBM (Lexington) Employees Federal Credit Union. In the early 1990’s, the credit union began to grow and diversify, offering service to employees at additional companies. In 1993, our name was changed to Members Heritage Federal Credit Union, representing the concept of member ownership.
Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.
Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
5842 Fayetteville Road, Suite 113, Durham, NC, 27713
Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.
