Explore the differences! FHA VS Conventional loan programs in Orlando, Orange County, Florida

In 2026, within Orlando, the county of Orange, FL, the Conventional loan limit is set at $726,200, whereas the limit for an FHA loan on a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's leading rates: Conventional vs. FHA vs. USDA. Identify the necessary income, credit score, reserves, and documents needed to qualify. Through our advanced mortgage calculator, visualize Conforming Conventional, USDA, FHA, and VA loans side-by-side to ascertain the most fitting program for your financial needs in FL.

Compare loan offers from 100 diverse lenders

2026 Loan Limits and Downpayment Requirements in Orlando, Orange, FL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following ZIP codes: 32829

Explore Conventional and FHA Loan Options in Orlando, FL

The mission of Lendersa® is to guide you to the optimal Conventional, USDA, or FHA loan quickly and without difficulty. Begin your journey with one of three strategic starting points to find matching lenders and loan programs tailored to your needs.

Results of USDA loan requests through Lendersa


Orlando Lenders

  • Sibley Mortgage Group LLC
  • 10959 Dylan Loren Circle, Orlando, FL, 32825
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kohler Mortgage LLC
  • 1906 Winding Oaks Drive, Orlando, FL, 32825
  • Lends in Florida
  • At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed

  • HDH Mortgage
  • 5449 S Semoran Blvd, Suite 225, Orlando, FL, 32822
  • Lends in Florida
  • At HDH Mortgage Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Finibi Mortgage Inc
  • 9692 Pacific Pines Court, Orlando, FL, 32832
  • Lends in Florida
  • We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!

  • Nona Mortgage LLC
  • 10133 Chorlton Circle, Orlando, FL, 32832
  • Lends in Florida
  • Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.

  • Evolution Mortgage Loans LLC
  • 6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827
  • Lends in Florida
  • At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Northpoint Mortgage, Inc.
  • 9161 Narcoossee Rd b200, Orlando, FL, 32827
  • Lends in Florida
  • Northpoint Mortgage strives to embrace our core principles of community, excellence, integrity, and service in everything we do. We have a knowledgeable local sales team and support staff committed to ensuring a smooth professional process throughout start to finish and in the future.

  • HECM Senior Home Financing
  • 5730 Old Cheney Highway, Orlando, FL, 32807
  • Lends in Florida
  • Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home

  • Wellspring Finance Corp
  • 10244 East Colonial Drive, Suite 112, Orlando, FL, 32817
  • Lends in Florida
  • At Wellspring Finance, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.Wellspring Finance, professional mortgage company specializing in residential mortgages