FHA VS Conventional loan programs in Orlando, Orange County, Florida

In 2026, within Orlando, the county of Orange, FL, the Conventional loan limit is set at $726,200, whereas the limit for an FHA loan on a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's leading rates: Conventional vs. FHA vs. USDA. Identify the necessary income, credit score, reserves, and documents needed to qualify. Through our advanced mortgage calculator, visualize Conforming Conventional, USDA, FHA, and VA loans side-by-side to ascertain the most fitting program for your financial needs in FL.

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2026 Loan Limits and Downpayment Requirements in Orlando, Orange, FL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following ZIP codes: 32829

Explore Conventional and FHA Loan Options in Orlando, FL

The mission of Lendersa® is to guide you to the optimal Conventional, USDA, or FHA loan quickly and without difficulty. Begin your journey with one of three strategic starting points to find matching lenders and loan programs tailored to your needs.

Results of USDA loan requests through Lendersa


  • Traverse Catholic Federal Credit Union
  • 3797 Veterans Drive, Traverse City, MI, 49684
  • Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.

  • Alden State Bank
  • PO Box 39, Alden, MI, 49612
  • The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.

  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!

  • CORNERSTONE BANK CLARINDA, IA
  • 123 East Main St, Clarinda, IA, 51632
  • Cornerstone Bank in Clarinda Iowa is a full service bank. We have many banking services to provide to southwest iowa and the surrounding areas. Cornerstone Bank offers Personal Banking, Business Banking, Telebanking, and Online Banking. We offer a variety of loan products that fit your needs.

  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.

  • The Farmers & Merchants Bank
  • 123 W Huron St., Berlin, WI, 54923
  • We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.

  • Fortifi Bank
  • 240 Broadway Street, Berlin, WI, 54923
  • Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.

  • Denmark State Bank
  • 103 Main Street, Denmark, WI, 54208
  • Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno

  • UNITE Credit Union
  • 802 West 29th Street, Cedar Falls, IA, 50613
  • UNITE Credit Union provides financial services to employees, students, alumni and families of the University of Northern Iowa and Cedar Falls Community School District. Members also include employees, retirees and families of MidAmerican Energy, Greco Financial and Nagle Signs. UNITE is federally insured by the National Credit Union Association.

  • Cedar Falls Community Credit Union
  • 123 W 4th Street, Cedar Falls, IA, 50613
  • CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.

  • Forthright Mortgage LLC
  • 86 Lafayette Road, Suite 4, North Hampton, NH, 03862
  • Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.