FHA VS Conventional loan programs in Palatka, Putnam County, Florida
In 2025, the conventional loan limit for Palatka, situated in Putnam county, FL, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documentation to qualify. Our mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in choosing the best option in FL tailored to your financial situation.
2025 Loan Limits and Down Payment Requirements in Palatka, County of Putnam, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to zip codes: 32177, 32178
Discover Conventional and FHA Loan Options in Palatka, FL
Lendersa® is dedicated to securing the most fitting Conventional, USDA, or FHA loan swiftly and efficiently, free of hassle. Start with one of three pathways to align with matching lenders and loan programs.
Mortgage Biz of Florida is a residential and Commercial mortgage broker. Our team of licensed mortgage brokers out of Lantana, Florida can help you get a better deal! We work on FHA home loans, VA home loans, Conventional home loans, Jumbo home loans, USDA home loans and Commercial mortgages.
25 Cumberland Street, Suite 120, Charleston, SC, 29401
SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.
215 East Bay Street, Suite 403-F, Charleston, SC, 29401
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
170 Meeting Street, Suite 501, Charleston, SC, 29401
Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
852 Orleans Road, Suite 203, Charleston, SC, 29407
We have been serving homeowners and homebuyers in the Lowcountry since 2002. Our loan officers have a wide range of experience in working with homebuyer's and homeowners to find the loan that best meets your needs. Jeff has been working as a mortgage loan officer since 2005. Jeff has worked with FHA, VA, Fannie Mae, USDA and Freddie Mac loans.
1180 Sam Rittenberg Blvd, Suite 160, Charleston, SC, 29407
Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird. Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
