Explore the differences! FHA VS Conventional loan programs in Palatka, Putnam County, Florida

In 2025, the conventional loan limit for Palatka, situated in Putnam county, FL, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documentation to qualify. Our mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in choosing the best option in FL tailored to your financial situation.

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2025 Loan Limits and Down Payment Requirements in Palatka, County of Putnam, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 32177, 32178

Discover Conventional and FHA Loan Options in Palatka, FL

Lendersa® is dedicated to securing the most fitting Conventional, USDA, or FHA loan swiftly and efficiently, free of hassle. Start with one of three pathways to align with matching lenders and loan programs.

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  • CACL Federal Credit Union
  • 1800 West Market Street, Pottsville, PA, 17901
  • The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.
  • Peabody Capital Lending LLC
  • 2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
  • Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Truth Lending Services LLC
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Community Credit Union Houston
  • PO Box 840129, Houston, TX, 77284
  • For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST. When you join First Community, we get to know you — because that’s the best way
  • ALOAN Mortgage LLC
  • 2501 Truxillo St, Houston, TX, 77004
  • We offers a wide range of loan programs .Our goal is to provide our customers with better rates and fees with excellent services. Our group of expert could help you decide which program best fit you today! While there are thousands of other loan companies, we want to be the one that stands out and best fit your needs
  • Loan Hub
  • 1300 McGowen St, Houston, TX, 77004
  • DOSS Home Loans is affiliated with the DOSS Brand of services & technology designed to automate the process, reduce transactional friction, & pass that savings on to our clients. Our mission is to develop the best technology to make homeownership in AMERICA more affordable.our mission is to serve our customers with honesty, integrity & competence.