FHA VS Conventional loan programs in Royal-Palm-Estates, Palm Beach County, Florida

For 2026, the Conventional loan limit in Royal-Palm-Estates, within the county of Palm Beach, FL, is $647,200. For a single-family home, the FHA limit is set at $460,000.

The Lendersa® Conventional loan calculator is an effective tool for comparing today’s leading rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in the decision about which program in FL suits your financial needs best.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Royal-Palm-Estates, County of Palm Beach, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

This comparison table applies to the zip codes: 33413

Options for Conventional and FHA Loans in Royal-Palm-Estates, FL

Lendersa® aims to provide you quickly with the best Conventional, USDA, or FHA loans without hassle. Choose one of three starting points to connect with suitable lenders and loan programs.

Results for USDA loan requests via Lendersa


Royal-Palm-Estates Lenders

  • Beauchamp Mortgage LLC
  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Lends in Florida
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o

  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
  • Lends in Florida
  • Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.

  • Buena Vista Lending Group LLC
  • 2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
  • Lends in Florida
  • We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.

  • SouthWind Mortgage Inc
  • 1975 Sansburys Way, Suite 103, West Palm Beach, FL, 33411
  • Lends in Florida
  • Our Mortgage Professionals have combined financial experience helping Realtors, their clients, homeowners & business owners for over 35 years.President Donald Cahill, has established a professional reputation of honesty, integrity, & competence within the Morgagre Brokerage industry.Southwind Mortgage the practices can be summed up in one sentence.

  • Buccaneer Mortgage
  • 2101 Vista Pkwy, West Palm Beach, FL, 33411
  • Lends in Florida
  • Buccaneer Mortgage The GoodPirates Home Loans is located in West Palm Beach, Florida. Buccaneer Mortgage was formed in 2000 and is currently licensed as a Mortgage Lender in the State of Florida and a Mortgage Broker in the US Virgin Islands. Buccaneer Mortgage is a full service lender offering both residential mortgages and commercial mortgages.

  • The Lending Hub Inc
  • 2101 Vista Parkway West, Palm Beach, FL, 33411
  • Lends in Florida
  • The Lending Hub, Inc. is a Licensed Mortgage Broker business located in West Palm Beach, Florida. We provide Financing to Purchase or Refinance Residential & Commercial Property. Our team of Mortgage professionals have over 20 years of experience providing clients personal attention to their financing needs.

  • Palm Beach Mortgage Group
  • 5589 Okeechobee Blvd STE 105, West Palm Beach, FL, 33417
  • Lends in Florida
  • Looking for a mortgage broker in West Palm Beach? If you're looking for a home loan anywhere in Palm Beach County, we're here to help! We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We repres

  • Steve Prince | Ideal Lending Solutions, Inc |
  • 5589 Okeechobee Blvd Ste #101,, West Palm Beach, FL, 33417
  • Lends in Florida
  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.

  • Palm Beach Mortgage Group
  • 5589 Okeechobee Blvd - Suite 105, West Palm Beach, FL, 33417
  • Lends in Florida
  • Palm Beach Mortgage Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.