FHA VS Conventional loan in Royal-Palm-Estates, Palm Beach County, Florida

In 2025, Convetional loan limit in Royal-Palm-Estates, county of Palm Beach, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Royal-Palm-Estates, county of Palm Beach, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33413, 33415

Conventional and FHA loan options in Royal-Palm-Estates, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Resban
  • 22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • MortgageTree Lending
  • 402 W. Arrow Hwy, Suite 1, San Dimas, CA, 91773
  • The MortgageTree Lending Team, a division of American Pacific Mortgage is your premiere mortgage banker located in San Dimas, California. We pride ourselves on walking our clients through every step of the transaction and beyond. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
  • Lori Printy - GEM Mortgage
  • 540 East Foothill Blvd, Suite 100F, San Dimas, CA, 91773
  • Lori Printy began her career with GEM Mortgage in 1998 at a young age of 23. She started working with a Top Producing Loan Officer as an assistant then moved on to wear many hats one of being a Sr. Loan Processor. Lori Printy’s passion of working with a team and learning all aspects of the loan business soon became a Mortgage Advisor
  • The Vallejo Team
  • 363 S San Dimas Ave, San Dimas, CA, 91773
  • The The Vallejo Team Team is your premier mortgage team located in San Dimas, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Helping families achieve the dream of home ownership for over 15 years.
  • Redx Lending
  • 100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
  • redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor
  • Cactus Lending Inc.
  • 981 W Arrow Hwy, Suite 187, San Dimas, CA, 91773
  • Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Better Home Financial, Inc.
  • 151 West Bonita Avenue, San Dimas, CA, 91773
  • Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
  • Home Loan Enterprise
  • 5151 California Ave, Suite 100, Irvine, CA, 92617
  • Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.