FHA VS Conventional loan programs in Lake-Clarke-Shores, Palm Beach County, Florida

In 2026, the conventional loan cap in Lake-Clarke-Shores, located within Palm Beach county, FL, stands at $647,200, whereas the FHA loan limit for a single-family residence is $460,000.

Try the Lendersa® Conventional loan calculator to assess and compare the current best rates for Conventional, FHA, and USDA loans. Determine the income, credit, savings, and paperwork required to qualify. With our sophisticated mortgage calculator, seamlessly view Conventional, USDA, FHA, and VA loan possibilities side by side to choose the most suitable program in FL for your financial needs.

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2026 Loan Limits and Down Payments in Lake-Clarke-Shores, Palm Beach county, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

This comparison table is relevant for zip codes: 33406

Various Loan Options including Conventional and FHA in Lake-Clarke-Shores, FL

The mission at Lendersa® is to facilitate you in swiftly obtaining the most favorable Conventional, USDA, or FHA loan with minimal hassle. Begin your journey with one of three paths to find matching lenders and loan offerings.

Lendersa USDA loan request results


Lake-Clarke-Shores Lenders

  • Beauchamp Mortgage LLC
  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Lends in Florida
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o

  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
  • Lends in Florida
  • Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.

  • Buena Vista Lending Group LLC
  • 2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
  • Lends in Florida
  • We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.

  • PHD Financial
  • PO Box 1012, Palm Beach, FL, 33480
  • Lends in Florida
  • PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.

  • JSS Funding Corp
  • 1012 South Dixie Highway, Lake Worth, FL, 33460
  • Lends in Florida
  • We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.

  • Ulysse Mortgage LLC
  • 723 South Federal Highway, Lake Worth, FL, 33460
  • Lends in Florida
  • At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Barnett Financial Services Inc
  • 2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • Lends in Florida
  • ## Welcome to Jamison Troutman Real Estate

    ### Your Trusted Partner in Real Estate Financing
    At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with

  • Landmark Appraisal & Realty Group, Inc.
  • 301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
  • Lends in Florida
  • Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!