FHA VS Conventional loan in Samsula-Spruce-Creek, Volusia County, Florida
In 2025, the Conventional loan limit in Samsula-Spruce-Creek, located in the county of Volusia, FL, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Employ the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA options. It allows you to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the program in FL that best meets your financial needs.
2025 Loan Limits and Down Payment Requirements in Samsula-Spruce-Creek, Volusia County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table of comparisons applies to the following ZIP codes: 32128, 32168
Available Conventional and FHA Loan Opportunities in Samsula-Spruce-Creek, FL
The mission of Lendersa® is to provide you with the finest Conventional, USDA, or FHA loans quickly and without hassle. Start with one of three pathways to get matched with appropriate lenders and loan programs.
At Hamilton Mortgage Services, Inc We understand that each customer has specific needs. To meet those specific needs, we strive to provide a wide array of products, investment tools, mortgages and best of all quality service and individual attention. The loan process may seem daunting
30724 Benton Road, Suite C302-580, Winchester, CA, 92596
Faster, Cheaper, Easier, Local…and with lots of Love. That’s our game here at Williams Realty. We’re not just another Real Estate company; We’re laser focused on making sure we exceed your expectations by taking to heart the concept of under-promising and over-delivering. we went all in on that philosophy and still live it out to this day.
At Gravity Mortgage, our Loan Officers search for the best rates and best terms from multiple financial institutions. Let us be your advocates and provide you with an unbeatable quote. we are dedicated to making buying a house as easy as possible. We provide mortgage solutions specifically geared for you.
we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
No Doc' financing to acquire that lucrative piece of investment real estate property?
Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.
Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
