FHA VS Conventional loan in Samsula-Spruce-Creek, Volusia County, Florida
In 2025, Convetional loan limit in Samsula-Spruce-Creek, county of Volusia, FL is $647,200 while FHA limit is $420,680 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.
2025 loan limits and downpayment requirments in Samsula-Spruce-Creek, county of Volusia, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 32128, 32168
Conventional and FHA loan options in Samsula-Spruce-Creek, FL
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Rapid ELoans has one of the most experience staff in the mortgage industry with the state of the art technology from pre-approval to loan closing. All our files are secure and processed electronically to insure your data and documentation is secure. We work very hard to make sure you are updated throughout the loan process
Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers.
The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects
Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.
9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area.
Whether you are first time home buyer, purchasing your dream home, refinancing.
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.