FHA VS Conventional loan programs in 2025 for Daytona-Beach, Volusia County, Florida

In 2025, the conventional loan limit in Daytona-Beach, in the county of Volusia, FL, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA programs. Assess the income, credit, reserves, and documentation needed to qualify. With this advanced mortgage tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which option in FL suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Daytona-Beach, Volusia, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 32124, 32174, 32117, 32114, 32118, 32119, 32115, 32116, 32120, 32121, 32126, 32198

Conventional and FHA Loan Options in Daytona-Beach, FL

The aim of Lendersa® is to quickly deliver the best possible Conventional, USDA, or FHA loans without the hassle. Choose one of three starting points to connect with matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • 1st Midwest Mortgage Corp.
  • 316 North Ironwood Dr, South Bend, IN, 46615
  • At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Fieldstone Credit Union
  • 395 N Kinzie Avenue, Bradley, IL, 60915
  • Armour Kankakee Credit Union officially changes its name to Fieldstone Credit Union: Many paths. One destination. The new name reflects the “fields of stone” (175 acres of farmland) where Armour and Company built a $14 million plant in 1950. Those fields of stone laid the foundation for the credit union
  • Hamstra Mortgage Professionals Inc
  • 2803 Boilermaker Court, Suite 1D, Valparaiso, IN, 46383
  • Hamstra Mortgage Professionals, Inc. is an Indiana licensed mortgage loan broker business. Hamstra Mortgage opened for business in September of 2006. Gene Hamstra is president/owner and has been in the mortgage business since March of 1989. With 28 years of experience, you will not find a more qualified loan originator.
  • Integrity Mortgage & Financial Services, Inc.
  • 3205 Cascade Dr, Suite B, Valparaiso, IN, 46383
  • We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life
  • Success Group Mortgage and Servicing LLC
  • 23380 Goddard Road, Taylor, MI, 48180
  • SGMS is a Mortgage and Land Contract Services Company that is focused on your success. Our mortgage services team has over 25 years of experience in origination of all sizes of loans and refinance loans. Lead by James Woodworth, SGMS Mortgage provides one-on-one service with a personal touch.
  • Centennial Mortgage, Inc.
  • 218 W. Washington Street, Suite 900, South Bend, IN, 46601
  • Centennial Mortgage is a privately held results-driven lender providing proactive, end-to-end solutions exclusively for multi-family and healthcare owners/developers seeking HUD and USDA financing. Our approach is delivered with a high-touch level of customer service found only with a specialized lender.
  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.
  • Metro Realtors Federal Credit Union
  • 346 Sunrise Highway, West Babylon, NY, 11704
  • As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
  • CommunityWide Federal Credit Union
  • 1555 W Western Avenue, South Bend, IN, 46619
  • CommunityWide Federal Credit Union was founded in September of 1967 as the West Washington Association Federal Credit Union. It was established with the primary purpose of providing high value financial services to persons of modest means in the near west side of South Bend, including financial counseling and education.
  • Teachers Credit Union
  • PO Box 1395, South Bend, IN, 46624
  • Although we were established as Teachers Credit Union, we’re not just for teachers anymore. Since our founding in 1931, we’ve grown to nearly 60 locations and more than 300, 000 members, making it the largest credit union in Indiana. Also serving southwest Michigan, TCU offers a range of traditional banking services, plus investments and insurance.
  • Lincoln Park Community Credit Union
  • 1400 Emmons Boulevard, Lincoln Park, MI, 48146
  • Lincoln Park Community Credit Union is proud to celebrate 80 years helping our members be the heroes of their financial lives. Our story starts with you. We’re a small credit union with a big story and we want to help you with yours. We started in the janitor’s closet of a school
  • SUMA Federal Credit Union
  • 125 Corporate Boulevard, Yonkers, NY, 10701
  • SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.