FHA VS Conventional loan programs in 2025 for Daytona-Beach, Volusia County, Florida

In 2025, Convetional loan limit in Daytona-Beach, county of Volusia, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Daytona-Beach, county of Volusia, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 32124, 32174, 32117, 32114, 32118, 32119, 32115, 32116, 32120, 32121, 32126, 32198

Conventional and FHA loan options in Daytona-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Western Mortgage Brokers, Inc.
  • 2440 Willamette Street, Suite 201, Eugene, OR, 97405
  • We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
  • Merchants Mortgage
  • 5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035
  • MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co
  • Clunas Funding Group
  • 5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
  • Clunas Funding Group Inc. is a licensed mortgage broker in Lake Oswego, Oregon specializing in hard money loans. We provide quick access to capital for borrowers, real estate agents and mortgage brokers in Oregon, Washington and California. CFG is a collateral-based lender focusing on bridge loans, fix and flip or rehab loans and commercial loans.
  • Select Lending Services
  • 15400 Boones Ferry Road, Lake Oswego, OR, 97035
  • Select Lending Services mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan and the best way to find out what mortgage is best for your home purchase is to get preapproved with a Select Lending Services.
  • Oswego Mortgage
  • 16552 Boones Ferry Rd, Suite 3, Lake Oswego, OR, 97035
  • Oswego Mortgage is not your average mortgage company. When you come in our office you will not find fancy suites and shinny cufflinks, rather you will be greeted by our enthusiastic team members that will soon become your friends. Our experienced professional team is made up Oregonians just like you.
  • Norris, Beggs & Simpson Financial Services
  • 4949 Meadows, Suite 490, Lake Oswego, OR, 97035
  • Norris, Beggs & Simpson Financial Services is a leader in mortgage servicing. Our team manages a loan portfolio backed by office, retail, industrial, multifamily and hotel properties. NBS loan servicers act as an interface between borrowers and lenders to keep loans on track for performance.
  • IGR Mortgage Services
  • 52 Galen St, Lake Oswego, OR, 97035
  • IGR Mortgage Services is one of the most experienced providers of hard money loans on the West Coast. Our hard money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country.
  • VergePointe Mortgage LLC
  • 5285 Meadows Rd, Suite 161, Lake Oswego, OR, 97035
  • VergePointe is built around the concept that in addition to being professionals, we have also successfully invested in businesses and real estate ourselves. With that background, along with our professional certifications and experience, we work as hard as possible to help our clients achieve their goals.
  • Mortgage Martial
  • 15875 Boones Ferry Road, Lake Oswego, OR, 97035
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Willamette Falls Financial
  • 4800 SW Meadows Rd, Suite 300, Lake Oswego, OR, 97035
  • Willamette Falls Financial, professional mortgage company specializing in residential mortgages.At Willamette Falls Financial,we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan,we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Vantage Mortgage Group
  • 17040 Pilkington Rd, Suite 300, Lake Oswego, OR, 97035
  • Vantage Mortgage Group is one of the only independent mortgage firms in the Pacific Northwest today (serving Oregon and Washington consumers). Locally owned and operated in Lake Oswego, Oregon, Vantage has become a nationally recognized company from the impact made within the industry and unique consumer-focused platform. As many can imagine
  • Mann Mortgage Lake Oswego
  • 15540 Boones Ferry Rd, Lake Oswego, OR, 97035
  • Mann Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Mann Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years As a company, we are committed to hometown values