FHA VS Conventional loan programs in 2025 for South-Pasadena, Pinellas County, Florida

For 2025, the conventional loan cap for a single-family home in South-Pasadena, situated in Pinellas county, FL, is $647,200, while the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate today's prime rates for Conventional, FHA, and USDA loans, determining all the requirements for qualification like income, credit, reserves, and documents. Our sophisticated mortgage calculator allows you to see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, enabling a decision on the best program in FL for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in South-Pasadena, Pinellas County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 33707

Conventional and FHA Loan Options in South-Pasadena, FL

The objective of Lendersa® is to swiftly provide you with the right Conventional, USDA, or FHA loan, free of hassle. Choose one of three starting methods that facilitate matches with suitable lenders and loan programs.

Lendersa results for USDA loan requests and matches


  • FixedLending
  • 600 E Capitol Ave. #3197, Little Rock, AR, 72203
  • We provide real estate investors with straightforward lending solutions and expert guidance, paving the way for profitable commercial and residential deals. FixedLending isn’t just a middleman looking to earn a quick commission by sending your loan needs to a large lender. Instead, we use our own funds and secure private money to make smart and fas
  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
  • LendingDeck
  • 1401 E Cary St, Suite 400-A, Richmond, VA, 23219
  • LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.
  • Go Mortgage Group, LLC
  • 9308 South Mooreland Road, Richmond, VA, 23229
  • Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
  • Academy Mortgage, Inc
  • 8100 Three Chopt Road, Suite 146, Richmond Hill, NY, 23229
  • Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.
  • Home Loan Zone, Inc
  • 400 N Ridge Road, Suite 200, Henrico, VA, 23229
  • Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms
  • Richmond Virginia Fire Police Credit Union
  • 900 Hermitage Road, Richmond, VA, 23220
  • The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.
  • Credit Union of Richmond
  • 1601 Ownby Lane, Richmond, VA, 23220
  • Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.