FHA VS Conventional loan programs in St.-Pete-Beach, Pinellas County, Florida
In the year 2025, the maximum allowable Conventional loan in St.-Pete-Beach, within the county of Pinellas, FL, stands at $647,200. Meanwhile, for a single-family home, the FHA loan limit is $420,680.
Lendersa® provides a Conventional loan calculator to compare the best rates between Conventional, FHA, and USDA loans today. It helps in figuring out the necessary income, credit, reserves, and documents for qualification. With our advanced calculator, you can evaluate Conforming Conventional loans alongside USDA, FHA, and VA, allowing you to choose the most suitable loan program for your financial needs in FL.
2025 Loan Limits and Down Payment Requirements in St.-Pete-Beach, County of Pinellas, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
The comparison is relevant for zip codes: 33706, 33736, 33741
Overview of Conventional and FHA Loan Options in St.-Pete-Beach, FL
The aim of Lendersa® is to deliver the best Conventional, USDA, or FHA loans swiftly and efficiently. Choose from three initial steps to connect with appropriate lenders and loan programs.
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The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.
